Quicken vs Mercury: Which Should You Choose in 2026?
Choosing between Quicken and Mercury comes down to understanding what each tool does best. This comparison breaks down the key differences so you can make an informed decision based on your specific needs, not marketing claims.
By Toolradar Team · Last updated February 22, 2026 · Methodology
Short on time? Here's the quick answer
We've tested both tools. Here's who should pick what:
Quicken
Manage your money and your life with comprehensive personal and business finance tools.
Best for you if:
- • You need expense management features specifically
- • Comprehensive financial management for personal and business use.
- • Predictive budgeting and cash flow forecasting for informed spending.
Mercury
Banking for startups
Best for you if:
- • You want the higher-rated option (8.8/10 vs 0.0/10)
- • You need something completely free
- • You need accounting features specifically
- • Banking built for startups
- • No monthly fees or minimums
| At a Glance |  Quicken |  Mercury |
|---|---|---|
Price | Paid | Free |
Best For | Expense Management | Accounting |
Rating | —/100 | 88/100 |
| Feature | Quicken | Mercury |
|---|---|---|
| Pricing Model | Paid | Free |
| Editorial Score | — | 88 |
| Community Rating | No ratings yet | No ratings yet |
| Total Reviews | 0 | 0 |
| Community Upvotes | 0 | 176 |
| Categories | Expense ManagementFinancial Planning | AccountingExpense Management |
How Quicken and Mercury Compare
Quicken
Manage your money and your life with comprehensive personal and business finance tools.
Paid
Mercury
Banking for startups
Free · 88/100 score
Quicken is a expense management tool. Mercury is in accounting.
Who Should Use What?
On a budget?
Mercury is free. Quicken is paid.
Go with: Mercury
Want the highest-rated option?
Mercury scores 88/100. Quicken is unrated.
Go with: Mercury
Value user reviews?
Neither has user reviews yet.
Go with: Mercury
3 Questions to Help You Decide
What's your budget?
Quicken is paid. Mercury is free. Go with Mercury if free matters most.
What's your use case?
Quicken is a expense management tool. Mercury is in accounting. Pick the category that matches your needs.
How important are ratings?
Not all tools have been rated yet.
Key Takeaways
Mercury
- Higher score: 88/100 vs unrated
- More community upvotes (176)
- Completely free
- Our pick for this comparison
Quicken
- Better fit for expense management
The Bottom Line
Mercury (88/100) is our pick.
Frequently Asked Questions
Is Quicken or Mercury better?
Mercury scores 88/100 in our evaluation. Quicken is paid and Mercury is free.
What are Quicken and Mercury used for?
Quicken: Manage your money and your life with comprehensive personal and business finance tools.. Mercury: Banking for startups.
What does Quicken cost vs Mercury?
Quicken is a paid tool. Mercury is completely free. Visit their websites for detailed pricing.