Relay vs Pleo: Which Should You Choose in 2026?
Choosing between Relay and Pleo comes down to understanding what each tool does best. This comparison breaks down the key differences so you can make an informed decision based on your specific needs, not marketing claims.
By Toolradar Team · Last updated February 28, 2026 · Methodology
Short on time? Here's the quick answer
We've tested both tools. Here's who should pick what:
Relay
Online business banking for clear cash flow, meticulous organization, and financial control.
Best for you if:
- • You want the higher-rated option (8.0/10 vs 7.5/10)
- • You need accounting features specifically
- • Provides online business banking with up to 20 checking accounts for cash flow clarity.
- • Offers integrated tools for bills, expenses, invoicing, and accounting integrations.
Pleo
Transform business spending into success with smart company cards and automated expense management.
Best for you if:
- • You need workflow automation features specifically
- • Provides smart company cards for employee spending.
- • Automates expense reports, reimbursements, and invoice processing.
| At a Glance |  Relay |  Pleo |
|---|---|---|
Price | Free + Paid | Free + Paid |
Best For | Accounting | Workflow Automation |
Rating | 80/100 | 75/100 |
| Feature | Relay | Pleo |
|---|---|---|
| Pricing Model | Freemium | Freemium |
| Editorial Score | 80 | 75 |
| Community Rating | No ratings yet | No ratings yet |
| Total Reviews | 0 | 0 |
| Community Upvotes | 0 | 0 |
| Categories | AccountingExpense Management | Workflow AutomationAccounting |
How Relay and Pleo Compare
Relay
Online business banking for clear cash flow, meticulous organization, and financial control.
Free tier available · 80/100 score
Pleo
Transform business spending into success with smart company cards and automated expense management.
Free tier available · 75/100 score
Relay is a accounting tool. Pleo is in workflow automation.
Who Should Use What?
On a budget?
Both are freemium. Compare plans on their websites.
Go with: Relay
Want the highest-rated option?
Relay: 80/100. Pleo: 75/100.
Go with: Relay
Value user reviews?
Neither has user reviews yet.
Go with: Relay
3 Questions to Help You Decide
What's your budget?
Both are freemium. Pricing won't help you decide here.
What's your use case?
Relay is a accounting tool. Pleo is in workflow automation. Pick the category that matches your needs.
How important are ratings?
Relay scores higher: 80/100 vs 75/100.
Key Takeaways
Relay
- Higher score: 80/100 vs 75
- Free tier available
- Our pick for this comparison
Pleo
- Better fit for workflow automation
The Bottom Line
Relay (80/100) is our pick.
Frequently Asked Questions
Is Relay or Pleo better?
Relay scores 80/100 in our evaluation. Both are freemium.
What are Relay and Pleo used for?
Relay: Online business banking for clear cash flow, meticulous organization, and financial control.. Pleo: Transform business spending into success with smart company cards and automated expense management..
What does Relay cost vs Pleo?
Relay is freemium (free tier + paid plans). Pleo is freemium (free tier + paid plans). Visit their websites for detailed pricing.