Wise Business vs Month End: Which Should You Choose in 2026?
Choosing between Wise Business and Month End comes down to understanding what each tool does best. This comparison breaks down the key differences so you can make an informed decision based on your specific needs, not marketing claims.
By Toolradar Team · Last updated February 28, 2026 · Methodology
Short on time? Here's the quick answer
We've tested both tools. Here's who should pick what:
Wise Business
The only business account you need to go global, making international payments and finances easy.
Best for you if:
- • You want the higher-rated option (7.7/10 vs 0.0/10)
- • International business account for sending, receiving, and spending in multiple currencies.
- • Uses mid-market exchange rates and transparent fees for cost-effective global transactions.
Month End
Empower employees with instant credit via QR codes for seamless purchases.
Best for you if:
- • Provides employees with instant credit access via QR codes.
- • Designed for everyday purchases and financial flexibility.
| At a Glance |  Wise Business |  Month End |
|---|---|---|
Price | Free + Paid | Free + Paid |
Best For | Accounting | Accounting |
Rating | 77/100 | —/100 |
| Feature | Wise Business | Month End |
|---|---|---|
| Pricing Model | Freemium | Freemium |
| Editorial Score | 77 | — |
| Community Rating | No ratings yet | No ratings yet |
| Total Reviews | 0 | 0 |
| Community Upvotes | 0 | 0 |
| Categories | AccountingExpense Management | AccountingExpense Management |
How Wise Business and Month End Compare
Wise Business
The only business account you need to go global, making international payments and finances easy.
Free tier available · 77/100 score
Month End
Empower employees with instant credit via QR codes for seamless purchases.
Free tier available
Who Should Use What?
On a budget?
Both are freemium. Compare plans on their websites.
Go with: Wise Business
Want the highest-rated option?
Wise Business scores 77/100. Month End is unrated.
Go with: Wise Business
Value user reviews?
Neither has user reviews yet.
Go with: Wise Business
3 Questions to Help You Decide
What's your budget?
Both are freemium. Pricing won't help you decide here.
What's your use case?
Both are accounting tools. Compare their specific features to decide.
How important are ratings?
Not all tools have been rated yet.
Key Takeaways
Wise Business
- Higher score: 77/100 vs unrated
- Free tier available
- Our pick for this comparison
Month End
The Bottom Line
Wise Business (77/100) is our pick.
Frequently Asked Questions
Is Wise Business or Month End better?
Wise Business scores 77/100 in our evaluation. Both are freemium.
What are Wise Business and Month End used for?
Wise Business: The only business account you need to go global, making international payments and finances easy.. Month End: Empower employees with instant credit via QR codes for seamless purchases..
What does Wise Business cost vs Month End?
Wise Business is freemium (free tier + paid plans). Month End is freemium (free tier + paid plans). Visit their websites for detailed pricing.