Affirm Pricing 2026
Plans, costs, and free options for Affirm
Last updated: February 4, 2026
TL;DR: Affirm Pricing
Pricing Model
Paid
Starting Price
Contact sales
Free Option
No
Pricing Model
Affirm is a paid tool with various pricing tiers based on features and team size. Contact them or visit their website for detailed pricing.
Affirm Pricing FAQ
How much does Affirm cost?
Affirm is a paid tool with pricing that varies based on features and team size.
Is there a free version of Affirm?
Affirm does not currently offer a free plan. Check their website for trial offers.
Does Affirm offer a free trial?
Check Affirm's official website for current trial offers.
How much does Affirm cost?
For consumers, Affirm states there are no fees. Any interest is shown upfront, and rates can range from 0% to 36% APR based on credit and eligibility. The 'Pay in 4' option is 0% APR. For businesses, specific pricing is not disclosed on the public pages, but it's implied there's a cost for using their solutions to drive sales.
Is Affirm free?
Affirm is not free. While some payment options, like 'Pay in 4', offer 0% APR, other longer-term plans may include interest, which can go up to 36% APR. There are no hidden fees, but it is a paid service in the sense that interest may apply, making it a 'paid' product rather than 'free' or 'freemium' for the consumer's use of credit.