Divvy vs Pleo: Which Should You Choose in 2026?
Choosing between Divvy and Pleo comes down to understanding what each tool does best. This comparison breaks down the key differences so you can make an informed decision based on your specific needs, not marketing claims.
By Toolradar Team · Last updated February 28, 2026 · Methodology
Short on time? Here's the quick answer
We've tested both tools. Here's who should pick what:
Divvy
Business expense management and corporate cards
Best for you if:
- • You want the higher-rated option (8.4/10 vs 7.5/10)
- • You need something completely free
- • You need accounting features specifically
- • Divvy is an expense management platform with corporate cards and automated expense reports
- • It provides real-time spend visibility, budget controls, and integrates with accounting software
Pleo
Transform business spending into success with smart company cards and automated expense management.
Best for you if:
- • You need workflow automation features specifically
- • Provides smart company cards for employee spending.
- • Automates expense reports, reimbursements, and invoice processing.
| At a Glance |  Divvy |  Pleo |
|---|---|---|
Price | Free | Free + Paid |
Best For | Accounting | Workflow Automation |
Rating | 84/100 | 75/100 |
| Feature | Divvy | Pleo |
|---|---|---|
| Pricing Model | Free | Freemium |
| Editorial Score | 84 | 75 |
| Community Rating | No ratings yet | No ratings yet |
| Total Reviews | 0 | 0 |
| Community Upvotes | 0 | 0 |
| Categories | AccountingExpense Management | Workflow AutomationAccounting |
How Divvy and Pleo Compare
Divvy
Business expense management and corporate cards
Free · 84/100 score
Pleo
Transform business spending into success with smart company cards and automated expense management.
Free tier available · 75/100 score
Divvy is a accounting tool. Pleo is in workflow automation.
Who Should Use What?
On a budget?
Divvy is free. Pleo is freemium.
Go with: Divvy
Want the highest-rated option?
Divvy: 84/100. Pleo: 75/100.
Go with: Divvy
Value user reviews?
Neither has user reviews yet.
Go with: Divvy
3 Questions to Help You Decide
What's your budget?
Divvy is free. Pleo is freemium. Go with Divvy if free matters most.
What's your use case?
Divvy is a accounting tool. Pleo is in workflow automation. Pick the category that matches your needs.
How important are ratings?
Divvy scores higher: 84/100 vs 75/100.
Key Takeaways
Divvy
- Higher score: 84/100 vs 75
- Completely free
- Our pick for this comparison
Pleo
- Better fit for workflow automation
The Bottom Line
Divvy (84/100) is our pick.
Frequently Asked Questions
Is Divvy or Pleo better?
Divvy scores 84/100 in our evaluation. Divvy is free and Pleo is freemium.
What are Divvy and Pleo used for?
Divvy: Business expense management and corporate cards. Pleo: Transform business spending into success with smart company cards and automated expense management..
What does Divvy cost vs Pleo?
Divvy is completely free. Pleo is freemium (free tier + paid plans). Visit their websites for detailed pricing.