Expensify vs Carta: Which Should You Choose in 2026?
Choosing between Expensify and Carta comes down to understanding what each tool does best. This comparison breaks down the key differences so you can make an informed decision based on your specific needs, not marketing claims.
By Toolradar Team · Last updated February 28, 2026 · Methodology
Short on time? Here's the quick answer
We've tested both tools. Here's who should pick what:
Expensify
Expense management and corporate cards
Best for you if:
- • You want to try before committing
- • You need automation features specifically
- • Expense management platform with receipt scanning, corporate cards, and reimbursements
- • SmartScan AI automatically extracts data from receipts and categorizes expenses
Carta
Equity management and cap table software
Best for you if:
- • You want the higher-rated option (8.8/10 vs 8.4/10)
- • You need financial planning features specifically
- • Carta is a platform for managing equity, cap tables, and valuations for startups
- • It handles 409A valuations, equity grants, and liquidity events
| At a Glance |  Expensify |  Carta |
|---|---|---|
Price | Free + Paid | Paid |
Best For | Automation | Financial Planning |
Rating | 84/100 | 88/100 |
| Feature | Expensify | Carta |
|---|---|---|
| Pricing Model | Freemium | Paid |
| Editorial Score | 84 | 88 |
| Community Rating | No ratings yet | No ratings yet |
| Total Reviews | 0 | 0 |
| Community Upvotes | 0 | 0 |
| Categories | AutomationExpense Management | Financial PlanningCompliance Management |
How Expensify and Carta Compare
Expensify
Expense management and corporate cards
Free tier available · 84/100 score
Carta
Equity management and cap table software
Paid · 88/100 score
Expensify is a automation tool. Carta is in financial planning.
Who Should Use What?
On a budget?
Expensify has a free tier. Carta is paid only.
Go with: Expensify
Want the highest-rated option?
Expensify: 84/100. Carta: 88/100.
Go with: Carta
Value user reviews?
Neither has user reviews yet.
Go with: Carta
3 Questions to Help You Decide
What's your budget?
Expensify is freemium. Carta is paid. Expensify lets you start free.
What's your use case?
Expensify is a automation tool. Carta is in financial planning. Pick the category that matches your needs.
How important are ratings?
Carta scores higher: 88/100 vs 84/100.
Key Takeaways
Carta
- Higher score: 88/100 vs 84
- Our pick for this comparison
Expensify
- Has a free tier
- Better fit for automation
The Bottom Line
Carta (88/100) is our pick. Expensify has a free tier if you want to test without paying.
Frequently Asked Questions
Is Expensify or Carta better?
Carta scores 88/100 in our evaluation. Expensify is freemium and Carta is paid.
What are Expensify and Carta used for?
Expensify: Expense management and corporate cards. Carta: Equity management and cap table software.
What does Expensify cost vs Carta?
Expensify is freemium (free tier + paid plans). Carta is a paid tool. Visit their websites for detailed pricing.