Hippo Insurance vs Mercury: Which Should You Choose in 2026?
Choosing between Hippo Insurance and Mercury comes down to understanding what each tool does best. This comparison breaks down the key differences so you can make an informed decision based on your specific needs, not marketing claims.
By Toolradar Team · Last updated February 28, 2026 · Methodology
Short on time? Here's the quick answer
We've tested both tools. Here's who should pick what:
Hippo Insurance
Modern home insurance that combines tailored coverage with proactive home protection.
Best for you if:
- • You need financial planning features specifically
- • Provides tailored home insurance quotes from over 70 carriers in under 60 seconds.
- • Offers proactive home maintenance advice and policy management through a mobile app.
Mercury
Banking for startups
Best for you if:
- • You want the higher-rated option (8.8/10 vs 0.0/10)
- • You need something completely free
- • You need accounting features specifically
- • Banking built for startups
- • No monthly fees or minimums
| At a Glance |  Hippo Insurance |  Mercury |
|---|---|---|
Price | Paid | Free |
Best For | Financial Planning | Accounting |
Rating | —/100 | 88/100 |
| Feature | Hippo Insurance | Mercury |
|---|---|---|
| Pricing Model | Paid | Free |
| Editorial Score | — | 88 |
| Community Rating | No ratings yet | No ratings yet |
| Total Reviews | 0 | 0 |
| Community Upvotes | 0 | 176 |
| Categories | Financial PlanningProperty Management | AccountingExpense Management |
How Hippo Insurance and Mercury Compare
Hippo Insurance
Modern home insurance that combines tailored coverage with proactive home protection.
Paid
Mercury
Banking for startups
Free · 88/100 score
Hippo Insurance is a financial planning tool. Mercury is in accounting.
Who Should Use What?
On a budget?
Mercury is free. Hippo Insurance is paid.
Go with: Mercury
Want the highest-rated option?
Mercury scores 88/100. Hippo Insurance is unrated.
Go with: Mercury
Value user reviews?
Neither has user reviews yet.
Go with: Mercury
3 Questions to Help You Decide
What's your budget?
Hippo Insurance is paid. Mercury is free. Go with Mercury if free matters most.
What's your use case?
Hippo Insurance is a financial planning tool. Mercury is in accounting. Pick the category that matches your needs.
How important are ratings?
Not all tools have been rated yet.
Key Takeaways
Mercury
- Higher score: 88/100 vs unrated
- More community upvotes (176)
- Completely free
- Our pick for this comparison
Hippo Insurance
- Better fit for financial planning
The Bottom Line
Mercury (88/100) is our pick.
Frequently Asked Questions
Is Hippo Insurance or Mercury better?
Mercury scores 88/100 in our evaluation. Hippo Insurance is paid and Mercury is free.
What are Hippo Insurance and Mercury used for?
Hippo Insurance: Modern home insurance that combines tailored coverage with proactive home protection.. Mercury: Banking for startups.
What does Hippo Insurance cost vs Mercury?
Hippo Insurance is a paid tool. Mercury is completely free. Visit their websites for detailed pricing.