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Plutio vs Paymo: Which Should You Choose in 2026?

Choosing between Plutio and Paymo comes down to understanding what each tool does best. This comparison breaks down the key differences so you can make an informed decision based on your specific needs, not marketing claims.

By Toolradar Team · Last updated February 28, 2026 · Methodology

Short on time? Here's the quick answer

We've tested both tools. Here's who should pick what:

Plutio

The all-in-one platform to run, grow, and automate your business with projects, proposals, and AI.

Best for you if:

  • • You need time tracking features specifically
  • All-in-one platform for projects, proposals, contracts, invoices, and client management.
  • Features smart automations and an upcoming AI assistant for streamlined workflows.

Paymo

Affordable time tracking, project management, and invoicing software for client projects.

Best for you if:

  • • You want the higher-rated option (7.9/10 vs 0.0/10)
  • • You want to try before committing
  • • You need task management features specifically
  • All-in-one time tracking, project management, and invoicing solution.
  • Offers task management, team collaboration, and profitability tracking.
At a Glance
PlutioPlutio
PaymoPaymo
Price
PaidFree + Paid
Best For
Time TrackingTask Management
Rating
/10079/100
FeaturePlutioPaymo
Pricing ModelPaidFreemium
Editorial Score
79
Community RatingNo ratings yetNo ratings yet
Total Reviews00
Community Upvotes
0
0
Categories
Time TrackingProposal Software
Task ManagementTime Tracking

How Plutio and Paymo Compare

Plutio

The all-in-one platform to run, grow, and automate your business with projects, proposals, and AI.

Paid

Paymo

Affordable time tracking, project management, and invoicing software for client projects.

Free tier available · 79/100 score

Plutio is a time tracking tool. Paymo is in task management.

Who Should Use What?

On a budget?

Paymo has a free tier. Plutio is paid only.

Go with: Paymo

Want the highest-rated option?

Paymo scores 79/100. Plutio is unrated.

Go with: Paymo

Value user reviews?

Neither has user reviews yet.

Go with: Paymo

3 Questions to Help You Decide

1

What's your budget?

Plutio is paid. Paymo is freemium. Paymo lets you start free.

2

What's your use case?

Plutio is a time tracking tool. Paymo is in task management. Pick the category that matches your needs.

3

How important are ratings?

Not all tools have been rated yet.

Key Takeaways

Paymo

  • Higher score: 79/100 vs unrated
  • Free tier available
  • Our pick for this comparison

Plutio

  • Better fit for time tracking

The Bottom Line

Paymo (79/100) is our pick.

Frequently Asked Questions

Is Plutio or Paymo better?

Paymo scores 79/100 in our evaluation. Plutio is paid and Paymo is freemium.

What are Plutio and Paymo used for?

Plutio: The all-in-one platform to run, grow, and automate your business with projects, proposals, and AI.. Paymo: Affordable time tracking, project management, and invoicing software for client projects..

What does Plutio cost vs Paymo?

Plutio is a paid tool. Paymo is freemium (free tier + paid plans). Visit their websites for detailed pricing.

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