SAP Concur vs Pleo: Which Should You Choose in 2026?
Choosing between SAP Concur and Pleo comes down to understanding what each tool does best. This comparison breaks down the key differences so you can make an informed decision based on your specific needs, not marketing claims.
By Toolradar Team · Last updated February 28, 2026 · Methodology
Short on time? Here's the quick answer
We've tested both tools. Here's who should pick what:
SAP Concur
Streamline spend management for travel, expense, and invoice on a single platform.
Best for you if:
- • You want the higher-rated option (8.7/10 vs 7.5/10)
- • You need accounting features specifically
- • Integrates travel, expense, and invoice management on one platform.
- • Automates expense reporting, travel booking, and AP processes.
Pleo
Transform business spending into success with smart company cards and automated expense management.
Best for you if:
- • You want to try before committing
- • You need workflow automation features specifically
- • Provides smart company cards for employee spending.
- • Automates expense reports, reimbursements, and invoice processing.
| At a Glance |  SAP Concur |  Pleo |
|---|---|---|
Price | Paid | Free + Paid |
Best For | Accounting | Workflow Automation |
Rating | 87/100 | 75/100 |
| Feature | SAP Concur | Pleo |
|---|---|---|
| Pricing Model | Paid | Freemium |
| Editorial Score | 87 | 75 |
| Community Rating | No ratings yet | No ratings yet |
| Total Reviews | 0 | 0 |
| Community Upvotes | 0 | 0 |
| Categories | AccountingInvoicing | Workflow AutomationAccounting |
How SAP Concur and Pleo Compare
SAP Concur
Streamline spend management for travel, expense, and invoice on a single platform.
Paid · 87/100 score
Pleo
Transform business spending into success with smart company cards and automated expense management.
Free tier available · 75/100 score
SAP Concur is a accounting tool. Pleo is in workflow automation.
Who Should Use What?
On a budget?
Pleo has a free tier. SAP Concur is paid only.
Go with: Pleo
Want the highest-rated option?
SAP Concur: 87/100. Pleo: 75/100.
Go with: SAP Concur
Value user reviews?
Neither has user reviews yet.
Go with: SAP Concur
3 Questions to Help You Decide
What's your budget?
SAP Concur is paid. Pleo is freemium. Pleo lets you start free.
What's your use case?
SAP Concur is a accounting tool. Pleo is in workflow automation. Pick the category that matches your needs.
How important are ratings?
SAP Concur scores higher: 87/100 vs 75/100.
Key Takeaways
SAP Concur
- Higher score: 87/100 vs 75
- Our pick for this comparison
Pleo
- Has a free tier
- Better fit for workflow automation
The Bottom Line
SAP Concur (87/100) is our pick. Pleo has a free tier if you want to test without paying.
Frequently Asked Questions
Is SAP Concur or Pleo better?
SAP Concur scores 87/100 in our evaluation. SAP Concur is paid and Pleo is freemium.
What are SAP Concur and Pleo used for?
SAP Concur: Streamline spend management for travel, expense, and invoice on a single platform.. Pleo: Transform business spending into success with smart company cards and automated expense management..
What does SAP Concur cost vs Pleo?
SAP Concur is a paid tool. Pleo is freemium (free tier + paid plans). Visit their websites for detailed pricing.