Wise Business vs Pleo: Which Should You Choose in 2026?
Choosing between Wise Business and Pleo comes down to understanding what each tool does best. This comparison breaks down the key differences so you can make an informed decision based on your specific needs, not marketing claims.
By Toolradar Team · Last updated February 28, 2026 · Methodology
Short on time? Here's the quick answer
We've tested both tools. Here's who should pick what:
Wise Business
The only business account you need to go global, making international payments and finances easy.
Best for you if:
- • You want the higher-rated option (7.7/10 vs 7.5/10)
- • You need accounting features specifically
- • International business account for sending, receiving, and spending in multiple currencies.
- • Uses mid-market exchange rates and transparent fees for cost-effective global transactions.
Pleo
Transform business spending into success with smart company cards and automated expense management.
Best for you if:
- • You need workflow automation features specifically
- • Provides smart company cards for employee spending.
- • Automates expense reports, reimbursements, and invoice processing.
| At a Glance |  Wise Business |  Pleo |
|---|---|---|
Price | Free + Paid | Free + Paid |
Best For | Accounting | Workflow Automation |
Rating | 77/100 | 75/100 |
| Feature | Wise Business | Pleo |
|---|---|---|
| Pricing Model | Freemium | Freemium |
| Editorial Score | 77 | 75 |
| Community Rating | No ratings yet | No ratings yet |
| Total Reviews | 0 | 0 |
| Community Upvotes | 0 | 0 |
| Categories | AccountingExpense Management | Workflow AutomationAccounting |
How Wise Business and Pleo Compare
Wise Business
The only business account you need to go global, making international payments and finances easy.
Free tier available · 77/100 score
Pleo
Transform business spending into success with smart company cards and automated expense management.
Free tier available · 75/100 score
Wise Business is a accounting tool. Pleo is in workflow automation.
Who Should Use What?
On a budget?
Both are freemium. Compare plans on their websites.
Go with: Wise Business
Want the highest-rated option?
Wise Business: 77/100. Pleo: 75/100.
Go with: Wise Business
Value user reviews?
Neither has user reviews yet.
Go with: Wise Business
3 Questions to Help You Decide
What's your budget?
Both are freemium. Pricing won't help you decide here.
What's your use case?
Wise Business is a accounting tool. Pleo is in workflow automation. Pick the category that matches your needs.
How important are ratings?
Wise Business scores higher: 77/100 vs 75/100.
Key Takeaways
Wise Business
- Higher score: 77/100 vs 75
- Free tier available
- Our pick for this comparison
Pleo
- Better fit for workflow automation
The Bottom Line
Wise Business (77/100) is our pick.
Frequently Asked Questions
Is Wise Business or Pleo better?
Wise Business scores 77/100 in our evaluation. Both are freemium.
What are Wise Business and Pleo used for?
Wise Business: The only business account you need to go global, making international payments and finances easy.. Pleo: Transform business spending into success with smart company cards and automated expense management..
What does Wise Business cost vs Pleo?
Wise Business is freemium (free tier + paid plans). Pleo is freemium (free tier + paid plans). Visit their websites for detailed pricing.