Zoho Books vs Pleo: Which Should You Choose in 2026?
Choosing between Zoho Books and Pleo comes down to understanding what each tool does best. This comparison breaks down the key differences so you can make an informed decision based on your specific needs, not marketing claims.
By Toolradar Team · Last updated February 28, 2026 · Methodology
Short on time? Here's the quick answer
We've tested both tools. Here's who should pick what:
Zoho Books
Comprehensive accounting as part of the Zoho ecosystem
Best for you if:
- • You want the higher-rated option (8.4/10 vs 7.5/10)
- • You need accounting features specifically
- • Zoho Books is cloud accounting software for small businesses
- • It provides invoicing, expenses, and bank reconciliation
Pleo
Transform business spending into success with smart company cards and automated expense management.
Best for you if:
- • You need workflow automation features specifically
- • Provides smart company cards for employee spending.
- • Automates expense reports, reimbursements, and invoice processing.
| At a Glance |  Zoho Books |  Pleo |
|---|---|---|
Price | Free + Paid | Free + Paid |
Best For | Accounting | Workflow Automation |
Rating | 84/100 | 75/100 |
| Feature | Zoho Books | Pleo |
|---|---|---|
| Pricing Model | Freemium | Freemium |
| Editorial Score | 84 | 75 |
| Community Rating | No ratings yet | No ratings yet |
| Total Reviews | 0 | 0 |
| Community Upvotes | 0 | 0 |
| Categories | AccountingInvoicing | Workflow AutomationAccounting |
How Zoho Books and Pleo Compare
Zoho Books
Comprehensive accounting as part of the Zoho ecosystem
Free tier available · 84/100 score
Pleo
Transform business spending into success with smart company cards and automated expense management.
Free tier available · 75/100 score
Zoho Books is a accounting tool. Pleo is in workflow automation.
Who Should Use What?
On a budget?
Both are freemium. Compare plans on their websites.
Go with: Zoho Books
Want the highest-rated option?
Zoho Books: 84/100. Pleo: 75/100.
Go with: Zoho Books
Value user reviews?
Neither has user reviews yet.
Go with: Zoho Books
3 Questions to Help You Decide
What's your budget?
Both are freemium. Pricing won't help you decide here.
What's your use case?
Zoho Books is a accounting tool. Pleo is in workflow automation. Pick the category that matches your needs.
How important are ratings?
Zoho Books scores higher: 84/100 vs 75/100.
Key Takeaways
Zoho Books
- Higher score: 84/100 vs 75
- Free tier available
- Our pick for this comparison
Pleo
- Better fit for workflow automation
The Bottom Line
Zoho Books (84/100) is our pick.
Frequently Asked Questions
Is Zoho Books or Pleo better?
Zoho Books scores 84/100 in our evaluation. Both are freemium.
What are Zoho Books and Pleo used for?
Zoho Books: Comprehensive accounting as part of the Zoho ecosystem. Pleo: Transform business spending into success with smart company cards and automated expense management..
What does Zoho Books cost vs Pleo?
Zoho Books is freemium (free tier + paid plans). Pleo is freemium (free tier + paid plans). Visit their websites for detailed pricing.