Federato

Federato is an AI-native insurance platform designed to transform underwriting processes for carriers, MGAs, mutuals, and MGA aggregators. It leverages agentic AI to automate and optimize the entire policy lifecycle, from submission triage to quoting and binding. The platform helps insurance companies move beyond legacy systems by providing a single pane of glass view of workflows, real-time visibility into appetite and goal progress, and data-driven decision support. The platform's core value lies in its ability to reduce manual effort, increase efficiency, and drive more profitable growth. It achieves this by automating data entry, integrating with existing raters (including Excel), and providing a robust quote engine with version control. Federato enables underwriters to focus on high-value business, improve hit ratios, and ensure that bound policies align with strategic portfolio goals, ultimately leading to better financial outcomes and stronger relationships with capital providers.