Increase
UnclaimedModern banking infrastructure enabling programmatic money movement and financial services.
Visit WebsiteTL;DR - Increase
- Provides enterprise-grade banking APIs for programmatic money management.
- Offers direct connections to major financial networks like FedACH, Visa, and Federal Reserve.
- Enables flexible fund movement, account management, and custom card programs.
Pricing: Paid only
Best for: Enterprises & pros
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About Increase
Increase provides enterprise-grade banking APIs that allow technology companies to programmatically store, move, and reconcile money. It offers direct connections to major financial networks like the Federal Reserve, Visa, and FedACH, providing unfiltered access, stability, and flexible implementation for developers. This platform is designed for businesses that need to embed financial services, manage complex fund flows, and scale their operations.
The product offers a comprehensive suite of financial primitives, including ACH transfers (same-day by default), bank accounts with flexible numbering and structures, robust card programs (physical and virtual), check issuing and depositing, wire transfers, Real-Time Payments (RTP), and FedNow. It emphasizes transparent data, fewer dependencies, and faster build times, allowing companies to own their customer relationships and design customized compliance programs. Increase aims to empower developers with powerful tools and seamless workflows for managing financial operations.
Increase is not a bank itself but partners with FDIC-insured banks to provide banking products and services. It caters to financial technology platforms, companies with large corporate balances, and any business looking to integrate advanced banking functionalities directly into their applications.
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Increase FAQ
Increase provides enterprise-grade banking APIs that allow technology companies to programmatically store, move, and reconcile money. It offers direct connections to financial networks like the Federal Reserve, Visa, and FedACH to enable a wide range of financial services.
Increase offers custom pricing for financial technology platforms and companies with large corporate balances. Specific transaction fees are listed for services like ACH processing ($0.50 - $2.00 per transaction), wire origination ($15.00), check issuing ($3.00), virtual card creation ($0.25), RTP origination ($2.50), and FedNow origination ($2.50). Many other services require contacting sales for pricing details.
No, Increase is not free. It is a paid service with custom pricing models and per-transaction fees for its banking APIs and services. There are some free tiers for initial usage, such as the first 5 physical card creations and the first 10 account number creations.
Increase is designed for technology companies, financial technology platforms, and businesses with large corporate balances that need to embed financial services, manage complex fund flows, and scale their operations. It caters to developers and businesses looking for direct, programmatic access to banking infrastructure.