Increase
Claim this toolModern banking infrastructure enabling programmatic money movement and financial services.
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Tracked since2026
0 reviews trackedThe Bottom Line
Entry price
Paid plans only
Biggest pro
Direct connections to major financial networks for unfiltered access and stability.
Biggest con
Pricing is custom and requires contacting sales for many services.
TL;DR - Increase
- Provides enterprise-grade banking APIs for programmatic money management.
- Offers direct connections to major financial networks like FedACH, Visa, and Federal Reserve.
- Enables flexible fund movement, account management, and custom card programs.
Pricing: Paid only
Best for: Enterprises & pros
What is Increase?
Increase provides enterprise-grade banking APIs that allow technology companies to programmatically store, move, and reconcile money. It offers direct connections to major financial networks like the Federal Reserve, Visa, and FedACH, providing unfiltered access, stability, and flexible implementation for developers. This platform is designed for businesses that need to embed financial services, manage complex fund flows, and scale their operations.
The product offers a comprehensive suite of financial primitives, including ACH transfers (same-day by default), bank accounts with flexible numbering and structures, robust card programs (physical and virtual), check issuing and depositing, wire transfers, Real-Time Payments (RTP), and FedNow. It emphasizes transparent data, fewer dependencies, and faster build times, allowing companies to own their customer relationships and design customized compliance programs. Increase aims to empower developers with powerful tools and seamless workflows for managing financial operations.
Increase is not a bank itself but partners with FDIC-insured banks to provide banking products and services. It caters to financial technology platforms, companies with large corporate balances, and any business looking to integrate advanced banking functionalities directly into their applications.
Available on: Web
Pros & Cons
Pros
- Direct connections to major financial networks for unfiltered access and stability.
- Offers same-day ACH and submissions at every Fed window for faster payments.
- Provides flexible account structures and unique account numbers for reconciliation.
- Enables real-time authorization and instant funds availability for card programs.
- Allows for customized compliance programs and ownership of customer relationships.
Cons
- Pricing is custom and requires contacting sales for many services.
- Not a bank itself, relies on bank partners for banking services.
- Some advanced features like 'Request for payments origination' and 'Remote deposit capture' require contacting sales for pricing.
Preview
Key Features
ACH Transfers (Same-day, credits/debits, correlated returns)Bank Accounts (Flexible account numbers, FBO/customer-titled accounts, immutable ledger)Card Programs (Visa issuer processor, instant funds availability, real-time authorizations, custom physical/virtual cards)Wire Transfers (Origination, drawdown)Check Processing (Issuing, remote deposit capture, lockbox deposits)Real-Time Payments (RTP origination, Request for Payments)FedNow ProcessingPush-to-Card (Visa Direct, Mastercard Send)
Pricing Plans
Pricing checked Jul 13, 2026
Contact Sales
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Increase FAQ
How does Increase facilitate faster payment processing?
Increase facilitates faster payment processing by offering same-day ACH transfers by default and submitting payments at every Federal Reserve window. This direct access to major financial networks ensures quicker movement of funds for businesses.
Which teams benefit most from using Increase?
Financial technology platforms, companies managing large corporate balances, and businesses needing to embed advanced banking functionalities directly into their applications benefit most from Increase. It is designed for developers seeking powerful tools for financial operations.
How does Increase compare to Kashimi for financial infrastructure?
Increase differentiates itself from competitors like Kashimi by providing direct connections to major financial networks such as the Federal Reserve, Visa, and FedACH. This offers unfiltered access and stability for programmatic money movement, unlike platforms that may rely on more layers of abstraction.
What kind of banking products can be integrated using Increase's APIs?
Increase's APIs allow for the integration of a comprehensive suite of banking products, including ACH transfers, bank accounts with flexible numbering, robust card programs (physical and virtual), check issuing and depositing, wire transfers, Real-Time Payments (RTP), and FedNow.
How is Increase priced?
Increase is a paid product without a permanently free tier, and its pricing for many services, including advanced features like 'Request for payments origination' and 'Remote deposit capture', is custom and requires contacting sales.
Can Increase support customized compliance programs?
Yes, Increase is designed to support customized compliance programs, allowing companies to own their customer relationships. This flexibility enables businesses to tailor their compliance frameworks to their specific needs while leveraging Increase's banking infrastructure.
Source: increase.com