Skip to content
Authorize.net logo

Authorize.net

Claim this tool

Secure and reliable payment gateway for businesses of all sizes.

From $25/mo, billed monthly Visit Website
Reviews on G2
209 reviews tracked

The Bottom Line

Price
From $25/mo, billed monthly. Compare plans

Key facts

  • Payment gateway for online and in-person transactions
  • Supports credit cards and e-checks
  • Includes fraud prevention tools

Pros

  • Widely recognized and trusted brand in payment processing
  • Robust fraud prevention tools
  • Good integration capabilities with many e-commerce platforms
  • Supports various payment methods
  • Reliable uptime and transaction processing

Cons

  • Can be more expensive than some newer payment processors
  • Setup process can be complex for beginners
  • Customer service can sometimes be slow

What is Authorize.net?

Authorize.net is a widely recognized payment gateway service that enables businesses to accept credit card and electronic check payments online, in person, and over the phone. It acts as a bridge between a merchant's website or point-of-sale system and the banking networks, securely routing transaction information for authorization and settlement. It's designed for small to medium-sized businesses, e-commerce platforms, and even larger enterprises looking for a robust and secure way to process payments. The platform offers various tools to manage transactions, prevent fraud, and integrate with existing business systems. It supports recurring billing, customer profiles for faster checkouts, and a virtual terminal for manual entry of payments. Authorize.net aims to simplify the complexities of payment processing, allowing businesses to focus on their core operations while ensuring secure and efficient financial transactions.

Available on: Web, iOS, Android, Windows, macOS

Ratings Across the Web

4.2 (209 reviews)

Authorize.net holds an aggregate rating of 4.2 out of 5 from 209 reviews across G2, last checked March 19, 2026.

Ratings aggregated from independent review platforms. Learn more

Key Features

  • Payment Gateway
  • Virtual Terminal
  • Recurring Billing
  • Customer Information Manager (CIM)
  • Advanced Fraud Detection Suite (AFDS)
  • Accepts major credit cards and e-checks
  • Integrations with shopping carts

Pricing Plans

Pricing checked Nov 1, 2026. Source: authorize.net/pricing, read Nov 1, 2026

Authorize.net plans and prices, checked November 2026
Plan Price Details
All-in-one

$25/mo + 2.9%

+ 30¢ per transaction

  • Merchant account
Gateway only

$25 / mo + 10¢ per transaction + 10¢ daily batch fee

Gateway + eCheck

$25/mo + eCheck 0.75%

; credit card 10¢ per transaction + 10¢ daily batch fee

  • eCheck payments

Included in all plans

  • Payment gateway
  • Credit and debit cards, Apple Pay, Google Pay, and other digital wallets
  • Automated recurring billing
  • Advanced Fraud Detection Suite
  • Customer Information Manager
  • Digital invoicing
  • 24/7 live support

Is Authorize.net worth the price?

Good value

Authorize.net's pricing is fair for established businesses needing a reliable gateway, with a flat $25/mo plus per-transaction fees that are standard for the industry.

The All-in-one tier's 2.9% + 30¢ is typical, while Gateway only's 10¢ per transaction is competitive for high-volume processors. Best for small to mid-sized businesses that prioritize security and fraud protection over the lowest possible fees.

Hidden Costs & Gotchas

eCheck 0.75% per transaction on Gateway + eCheck

2.9% + 30¢ per transaction on All-in-one

Full Authorize.net pricing: every plan, hidden costs and alternatives

How Authorize.net's pricing compares

At $25/mo, billed monthly, Authorize.net is mid-range of its 2 comparable direct competitors ($14.99 to $49/mo across the set).

$14.99
Authorize.net
$25

Entry paid plan, monthly price, billed monthly. Pricing checked Nov 1, 2026.

Email me when Authorize.net changes its price

One email per change, found on the vendor's own pricing page. Unsubscribe any time.

Recent pricing updates

Changes we detected on the Authorize.net pricing page.

  • Prices first read on the vendor page: All-in-one $25/mo + 2.9% + 30¢ per transaction; Gateway only $25 a month; Gateway + eCheck $25/mo + eCheck 0.75%; credit card 10¢ per transaction + 10¢ daily batch fee.

Authorize.net by the numbers

Toolradar data: Authorize.net's entry paid plan ($25/mo, billed monthly) ranks #21 of 55 for price among the Payment Processing tools with a verified entry price and no stated unit, where the median is $49/mo. As of Nov 2026.

Authorize.net compared with 195 Payment Processing tools on Toolradar, as of Nov 2026
Metric Authorize.net Peer median Position (1 is best)
Entry paid plan $25/mo, billed monthly $49/mo #21 of 55 tools with no stated price unit, verified price
Free plan No 31% have one n/a
Listed as an alternative to 10 tools 3 #35 of 195 (joint)
User rating 4.2/5 (across the web, 209 ratings) 4.4/5 #70 of 104 (joint) tools with 20+ reviews

Listed as an alternative to: #33 on 2026-10-16 to #35 on 2026-11-02 (rank among 195 tools, 1 is best).

Each position is counted among the tools that have data for that row, as noted under it. A lower entry price ranks higher; prices are read on vendor pages and compared only with tools priced on the same basis. All Payment Processing data · How we compute this. Advertising and placement fees are not inputs to any position.

Cite this: Toolradar, “Authorize.net by the numbers”, Nov 2026.

Reviews

Improve Your Thinking Patterns Using ChatGPT cover
$99 Free with your review

Review Authorize.net, get a free AI guide

Share your experience and we will send you Improve Your Thinking Patterns Using ChatGPT, free.

Write a review
4.2/5

Across 209 verified user reviews on G2

Add your hands-on experience using the offer above to help the next buyer.

Best Authorize.net Alternatives

Top alternatives based on features, pricing, and user needs.

View full list →

Most buyers shortlist 2 or 3 tools before committing. Pull a side-by-side comparison or browse the full alternatives shortlist below.

Explore More

Authorize.net FAQ

How does Authorize.net facilitate online sales for businesses?

Authorize.net enables businesses to accept credit card and electronic check payments online by acting as a secure bridge between a merchant's website and banking networks. It routes transaction information for authorization and settlement, simplifying the complexities of payment processing for e-commerce platforms.

What kind of user benefits most from Authorize.net?

Authorize.net is designed for small to medium-sized businesses, e-commerce platforms, and larger enterprises seeking a robust and secure way to process payments. It helps businesses manage transactions, prevent fraud, and integrate with existing systems.

How does Authorize.net compare to Stripe for payment processing?

Authorize.net is a widely recognized payment gateway with robust fraud prevention tools and broad integration capabilities, supporting various payment methods. While it may have a more complex setup for beginners, Stripe also offers payment processing but may differ in its specific features and pricing structure.

What are the main trade-offs when choosing Authorize.net?

A primary trade-off for Authorize.net can be its cost, as it may be more expensive than some newer payment processors. Additionally, the setup process can be complex for beginners, and customer service response times can sometimes be slow.

Does Authorize.net include a free tier?

Yes, Authorize.net offers a free tier for its services. Paid plans are also available for users who require more usage or additional features beyond what the free tier provides.

Can Authorize.net help businesses manage recurring customer payments?

Yes, Authorize.net supports recurring billing, which allows businesses to automatically process repeat payments from customers. It also offers customer profiles for faster checkouts, streamlining the payment experience for returning clients.

Which features does Authorize.net offer for preventing fraudulent transactions?

Authorize.net provides robust fraud prevention tools designed to help businesses protect themselves from suspicious transactions. These tools are integrated into its platform to ensure secure and efficient financial transactions.

How does Authorize.net pricing compare with other Payment Processing tools?

Authorize.net's entry paid plan ($25/mo, billed monthly) ranks #21 of 55 for price among the Payment Processing tools with a verified entry price and no stated unit, where the median is $49/mo. Prices are read on each vendor's own pricing page and compared only with tools priced on the same basis. Source: Toolradar, Nov 2026.

Guides & Articles