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Authorize.net

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Secure and reliable payment gateway for businesses of all sizes.

Payment ProcessingE-commerceFinance
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Reviews onG2Capterra
423 reviews tracked

The Bottom Line

Entry price

Free plan available, paid tiers above

Biggest pro

Widely recognized and trusted brand in payment processing

Biggest con

Can be more expensive than some newer payment processors

TL;DR - Authorize.net

  • Payment gateway for online and in-person transactions
  • Supports credit cards and e-checks
  • Includes fraud prevention tools
Pricing: Free plan available
Best for: Growing teams
4.4/5 across review platforms

What is Authorize.net?

Editorial review
Authorize.net is a widely recognized payment gateway service that enables businesses to accept credit card and electronic check payments online, in person, and over the phone. It acts as a bridge between a merchant's website or point-of-sale system and the banking networks, securely routing transaction information for authorization and settlement. It's designed for small to medium-sized businesses, e-commerce platforms, and even larger enterprises looking for a robust and secure way to process payments. The platform offers various tools to manage transactions, prevent fraud, and integrate with existing business systems. It supports recurring billing, customer profiles for faster checkouts, and a virtual terminal for manual entry of payments. Authorize.net aims to simplify the complexities of payment processing, allowing businesses to focus on their core operations while ensuring secure and efficient financial transactions.

Available on: Web, iOS, Android, Windows, macOS

how we evaluateSourceauthorize.net ↗

Pros & Cons

Pros

  • Widely recognized and trusted brand in payment processing
  • Robust fraud prevention tools
  • Good integration capabilities with many e-commerce platforms
  • Supports various payment methods
  • Reliable uptime and transaction processing

Cons

  • Can be more expensive than some newer payment processors
  • Setup process can be complex for beginners
  • Customer service can sometimes be slow

Ratings Across the Web

4.4(423 reviews)
G2209 reviews
4.2/5
Capterra214 reviews
4.5/5

Ratings aggregated from independent review platforms. Learn more

Key Features

Payment GatewayVirtual TerminalRecurring BillingCustomer Information Manager (CIM)Advanced Fraud Detection Suite (AFDS)Accepts major credit cards and e-checksIntegrations with shopping carts

Pricing

Freemium

Authorize.net offers a generous free tier with optional paid upgrades for advanced features.

View pricing

Reviews

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4.4/5

Across 423 verified user reviews on Capterra, G2

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Authorize.net FAQ

How does Authorize.net facilitate online sales for businesses?

Authorize.net enables businesses to accept credit card and electronic check payments online by acting as a secure bridge between a merchant's website and banking networks. It routes transaction information for authorization and settlement, simplifying the complexities of payment processing for e-commerce platforms.

What kind of user benefits most from Authorize.net?

Authorize.net is designed for small to medium-sized businesses, e-commerce platforms, and larger enterprises seeking a robust and secure way to process payments. It helps businesses manage transactions, prevent fraud, and integrate with existing systems.

How does Authorize.net compare to Stripe for payment processing?

Authorize.net is a widely recognized payment gateway with robust fraud prevention tools and broad integration capabilities, supporting various payment methods. While it may have a more complex setup for beginners, Stripe also offers payment processing but may differ in its specific features and pricing structure.

What are the main trade-offs when choosing Authorize.net?

A primary trade-off for Authorize.net can be its cost, as it may be more expensive than some newer payment processors. Additionally, the setup process can be complex for beginners, and customer service response times can sometimes be slow.

Does Authorize.net include a free tier?

Yes, Authorize.net offers a free tier for its services. Paid plans are also available for users who require more usage or additional features beyond what the free tier provides.

Can Authorize.net help businesses manage recurring customer payments?

Yes, Authorize.net supports recurring billing, which allows businesses to automatically process repeat payments from customers. It also offers customer profiles for faster checkouts, streamlining the payment experience for returning clients.

Which features does Authorize.net offer for preventing fraudulent transactions?

Authorize.net provides robust fraud prevention tools designed to help businesses protect themselves from suspicious transactions. These tools are integrated into its platform to ensure secure and efficient financial transactions.

Source: authorize.net

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