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Alternatives

Best Authorize.net alternatives in 2026

Data compiled by Toolradar Updated How we rate

Cite this list: Toolradar, best Authorize.net alternatives 2026, toolradar.com/alternatives/authorize-net

6 direct alternatives to Authorize.net, compared on pricing, features, and best-for use cases. Pick the right replacement without the marketing fluff.

Quick answer

  • Stripe is the top alternative to Authorize.net on our list, followed by Square and PayPal.
  • 1 of the 6 alternatives has a free plan, starting with Square.
  • Highest rated: Square, 4.6 out of 5 from 1,211 ratings, Sep 2026.
Publications that cover the tools tracked here
  • TechCrunch
  • Bloomberg
  • The Information
  • Fortune
  • The Verge
  • 6 alternatives
  • 1 with a free plan

Top 3 alternatives to Authorize.net

  1. Stripe logo

    Stripe

    #1 Top pick

    Payment infrastructure for the internet

    Pricing

    Contact sales

    4.4 /5 across G2 and Capterra · 3,839 ratings, Sep 2026

    Our take

    Best overall

  2. Square logo

    Square

    #2

    Payment processing and POS systems

    Starting price

    From $49 /mo

    Cheapest paid plan, monthly, as of November 2026

    4.6 /5 on G2 · 1,211 ratings, Sep 2026

    Our take

    Best free tier

  3. PayPal logo

    PayPal

    #3

    The original online payment system, still everywhere

    Starting price

    From $14.99 /mo

    Cheapest paid plan, monthly, as of November 2026

    3.3 /5 across G2, Capterra, SourceForge and more · 66,452 ratings, Sep 2026

    Our take

    Most affordable

Authorize.net vs 6 alternatives

Authorize.net and its alternatives compared on starting price (cheapest paid plan, monthly, as of November 2026), free plan and average user rating.
Authorize.net logo
Authorize.net Compared tool
Price: $25/mo Free plan: No 4.2 out of 5, from 209 ratings on G2 (209)
Stripe logo
Stripe
Price: Contact sales Free plan: No 4.4 out of 5, from 3,839 ratings across G2 and Capterra (3,839)
Square logo
Square
Price: $49/mo Free plan: Yes 4.6 out of 5, from 1,211 ratings on G2 (1,211)
PayPal logo
PayPal
Price: $14.99/mo Free plan: No 3.3 out of 5, from 66,452 ratings across G2, Capterra, SourceForge and more (66,452)
Adyen logo
Adyen
Price: Usage-based Free plan: No 4.3 out of 5, from 76 ratings across SourceForge, G2 and Capterra (76)
Braintree logo
Braintree
Price: Usage-based Free plan: No 3.4 out of 5, from 90 ratings on G2 (90)
Worldpay logo
Worldpay
Price: Not published Free plan: No 3.1 out of 5, from 73 ratings across G2 and Capterra (73)

Why people consider alternatives to Authorize.net

Authorize.net is a widely recognized payment gateway service that enables businesses to accept credit card and electronic check payments online, in person, and over the phone.

Here are the real cost and limitation gotchas that push teams to look elsewhere:

  • eCheck 0.75% per transaction on Gateway + eCheck
  • 2.9% + 30¢ per transaction on All-in-one

The 6 alternatives below cover the same core job (e-commerce) with different trade-offs.

Authorize.net by the numbers

Toolradar data: Authorize.net's entry paid plan ($25/mo, billed monthly) ranks #21 of 56 for price among the Payment Processing tools with a verified entry price and no stated unit, where the median is $44/mo. As of Nov 2026.

Authorize.net compared with 195 Payment Processing tools on Toolradar, as of Nov 2026
Metric Authorize.net Peer median Position (1 is best)
Entry paid plan $25/mo, billed monthly $44/mo #21 of 56 tools with no stated price unit, verified price
Free plan No 31% have one n/a
Listed as an alternative to 10 tools 3 #34 of 195 (joint)
User rating 4.2/5 (across the web, 209 ratings) 4.4/5 #70 of 104 (joint) tools with 20+ reviews

Listed as an alternative to: #33 on 2026-10-16 to #34 on 2026-11-03 (rank among 195 tools, 1 is best).

Each position is counted among the tools that have data for that row, as noted under it. A lower entry price ranks higher; prices are read on vendor pages and compared only with tools priced on the same basis. All Payment Processing data · How we compute this. Advertising and placement fees are not inputs to any position.

Cite this: Toolradar, “Authorize.net by the numbers”, Nov 2026.

E-commerce leaderboards from Toolradar data

Toolradar ranks E-commerce tools on one measure at a time, only where at least 8 tools have data. As of Nov 2026.

CSV download of these E-commerce leaderboards, licensed CC BY 4.0

Lowest entry price, plans with no stated unit

Cheapest standard paid plan per month (annual prices divided by 12), read on vendor pages and compared only with tools priced on the same basis.

Counted among 134 tools with no stated price unit, verified price.

Lowest entry price, plans with no stated unit, E-commerce tools on Toolradar, as of Nov 2026
# Tool Entry plan
1 LadderFlow $1.58/mo, billed yearly
2 Design Studio by Monday Merch $2.17/mo, billed yearly
3 ReConvert $4.99/mo, billed monthly
3 Waylight $4.99/mo, billed yearly
5 AllScale $5/mo, billed monthly

Lowest entry price, flat team plans

Cheapest standard paid plan per month (annual prices divided by 12), read on vendor pages and compared only with tools priced on the same basis.

Counted among 17 tools priced as a flat team plan, verified price.

Lowest entry price, flat team plans, E-commerce tools on Toolradar, as of Nov 2026
# Tool Entry plan
1 Ucraft $8/mo flat, billed monthly
2 Weebly $13/mo flat, billed monthly
3 ShipStation $14.99/mo flat, billed monthly
4 Shippo $17/mo flat, billed monthly
5 Brizy $19/mo flat, billed monthly

A position exists only when at least 8 tools have data for that metric. 151 of 363 E-commerce tools have a verified price; the others publish none we could read (often "contact sales"). Advertising and placement fees are not inputs to any position. Visit counts include visits from every source. How we compute this. Cite this: Toolradar, “E-commerce leaderboards”, Nov 2026. Data licensed CC BY 4.0. All E-commerce statistics.

6 alternatives to Authorize.net

Ranked by G2 and Capterra ratings, media mentions, and editor review, plus how directly they replace Authorize.net.

  1. 1
    Stripe logo

    Stripe

    Paid Higher rated by users

    Payment infrastructure for the internet

    4.4 /5 across G2 and Capterra · 3,839 ratings, Sep 2026

    Price not published

  2. 2
    Square logo

    Square

    Free plan Cheaper than Authorize.net

    Payment processing and POS systems

    4.6 /5 on G2 · 1,211 ratings, Sep 2026

    From $49/mo, billed monthly; free plan available

  3. 3
    PayPal logo

    PayPal

    Pay per use Battle-tested at scale

    The original online payment system, still everywhere

    3.3 /5 across G2, Capterra, SourceForge and more · 66,452 ratings, Sep 2026

    From $14.99/mo, billed monthly

  4. 4
    Adyen logo

    Adyen

    Paid

    Accept global payments with unified commerce

    4.3 /5 across SourceForge, G2 and Capterra · 76 ratings, Sep 2026

    Price not published

  5. 5
    Braintree logo

    Braintree

    Paid

    Accept payments globally with a unified platform

    3.4 /5 on G2 · 90 ratings, Sep 2026

    Price not published

  6. 6
    Worldpay logo

    Worldpay

    Paid

    Unleash your payments potential with secure, flexible, and global payment processing solutions.

    3.1 /5 across G2 and Capterra · 73 ratings, Sep 2026

    Price not published

Frequently asked questions

What is the best alternative to Authorize.net?

Based on real-signal scoring (G2 and Capterra ratings, media mentions, and editorial review), the top alternatives to Authorize.net are Stripe, Square, PayPal. Each solves the same core job with different trade-offs on pricing, features, and integrations.

Is there a free alternative to Authorize.net?

There is no fully free alternative in this list. Square is freemium: a permanent free tier plus paid plans (Payment processing and POS systems).

Why do people look for Authorize.net alternatives?

Common reasons teams switch away from Authorize.net: pricing that scales aggressively, missing integrations with the rest of their stack, performance or scale limits, or a specific feature gap in e-commerce. The alternatives on this page solve the same core problem with different trade-offs.

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