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Authorize.net vs Worldpay: Pricing and Ratings Compared (2026)

Entry prices and free plans as read on each vendor's pricing page, and user ratings as published on review sites, for Authorize.net and Worldpay side by side. This page compares data; it is not a hands-on review.

On the data: On the data below, Authorize.net leads on higher user rating. We do not name an overall winner for this pair.

Data comparison compiled by Toolradar, not hand-reviewed Methodology
Data comparison 282 user reviews compared Pricing checked Nov 1, 2026

Short on time? Here's the quick answer

Based on published vendor pricing and features and on public review data, here's who should pick what:

Authorize.net

Secure and reliable payment gateway for businesses of all sizes.

Best for you if:

  • • You want widely recognized and trusted brand in payment processing

Worldpay

Unleash your payments potential with secure, flexible, and global payment processing solutions.

Best for you if:

  • • You want extensive global reach supporting 170+ countries and numerous currencies
At a glance: Authorize.net vs Worldpay
At a Glance
Authorize.net Authorize.net
Worldpay Worldpay
Starts at
From $25/mo, billed monthly Gateway only plan
Not published
Category
E-commerce Payment Processing
E-commerce Payment Processing
Rating
4.2/5 G2 4.2 209 reviews 3.1/5 G2 2.9 · Capterra 3.3 73 reviews
Free plan
No No
Watch out for
eCheck 0.75% per transaction on Gateway + eCheck $20.00 chargeback fee

Choose Authorize.net or Worldpay?

Authorize.net

Choose Authorize.net if

  • You want widely recognized and trusted brand in payment processing
  • You want robust fraud prevention tools
Worldpay

Choose Worldpay if

  • You want extensive global reach supporting 170+ countries and numerous currencies
  • You want robust fraud prevention and security features

In-Depth Analysis

Authorize.net Authorize.net

Secure and reliable payment gateway for businesses of all sizes.

Good value

Authorize.net's pricing is fair for established businesses needing a reliable gateway, with a flat $25/mo plus per-transaction fees that are standard for the industry.

Watch out

eCheck 0.75% per transaction on Gateway + eCheck

Strengths

  • Pro: Widely recognized and trusted brand in payment processing
  • Pro: Robust fraud prevention tools
  • Pro: Good integration capabilities with many e-commerce platforms
  • Pro: Supports various payment methods
  • Pro: Reliable uptime and transaction processing

Weaknesses

  • Con: Can be more expensive than some newer payment processors
  • Con: Setup process can be complex for beginners
  • Con: Customer service can sometimes be slow

Key features

Payment Gateway Virtual Terminal Recurring Billing Customer Information Manager (CIM) Advanced Fraud Detection Suite (AFDS) Accepts major credit cards and e-checks

Worldpay Worldpay

Unleash your payments potential with secure, flexible, and global payment processing solutions.

Fair value

Worldpay's pricing structure appears somewhat complex due to its varied transaction fees and additional charges.

Watch out

$20.00 chargeback fee

Strengths

  • Pro: Extensive global reach supporting 170+ countries and numerous currencies
  • Pro: Robust fraud prevention and security features
  • Pro: Scalable platform that grows with businesses without re-platforming
  • Pro: Flexible integration options for developers and non-developers
  • Pro: Comprehensive suite of optimization tools to maximize revenue

Weaknesses

  • Con: Pricing details are not transparently listed on the website, requiring direct contact for quotes.
  • Con: Integration might still require some technical expertise for advanced customizations.

Key features

Global payment options and full customization for checkouts Advanced fraud screening and authentication Optimization tools for smarter routing, intelligent retries, and higher authorization rates Streamlined fund management and embedded finance for platforms Accelerated payouts and cash flow with real-time payments and automated settlements Access to 60+ payment methods and 135+ currencies for online payments

Plans and prices: Authorize.net vs Worldpay

Plans and prices of Authorize.net and Worldpay, as read on each vendor's pricing page. Each plan keeps its own billing unit.
Tool Plans and prices Source
Authorize.net
  • All-in-one: Usage-based, one-time or minimum-commitment pricing
  • Gateway only: $25/mo, billed monthly
  • Gateway + eCheck: Usage-based, one-time or minimum-commitment pricing
authorize.net/pricing read Nov 1, 2026
Worldpay
  • Transaction Fees (In person): Usage-based, one-time or minimum-commitment pricing
  • Transaction Fees (Online/phone): Usage-based, one-time or minimum-commitment pricing
  • Additional Charges: Custom pricing
  • Monthly Charges: Custom pricing
worldpay.com/pricing read Oct 3, 2026

Prices as read on each vendor's own pricing page on the date shown. Plans are listed per tool and are not matched against the other tool's plans: a plan name or price in one column says nothing about the same row in the other. Details on Authorize.net pricing and Worldpay pricing.

Key Takeaways

Authorize.net

  • Higher user rating: 4.2/5 vs 3.1/5

Worldpay

  • Choose if you want unleash your payments potential with secure, flexible, and global payment processing solutions

What the data shows

On the data below, Authorize.net leads on higher user rating. We do not name an overall winner for this pair.

  • Authorize.net has the higher user rating (4.2/5 from 209 reviews for Authorize.net, 3.1/5 from 73 reviews for Worldpay).
  • Authorize.net starts at $25/mo, billed monthly; Worldpay has no public paid plan price on file.

Criteria: user rating (only above 20 reviews on both sides, gap of 0.2 or more), entry price (only on the same billing basis), free plan. How we rate

Frequently Asked Questions

How do Authorize.net and Worldpay compare in 2026?

On the data below, Authorize.net leads on higher user rating. We do not name an overall winner for this pair. Authorize.net has the higher user rating (4.2/5 from 209 reviews for Authorize.net, 3.1/5 from 73 reviews for Worldpay). Authorize.net starts at $25/mo, billed monthly; Worldpay has no public paid plan price on file.

What are Authorize.net and Worldpay used for?

Authorize.net: Secure and reliable payment gateway for businesses of all sizes. Worldpay: Unleash your payments potential with secure, flexible, and global payment processing solutions.

What does Authorize.net cost vs Worldpay?

Authorize.net's cheapest paid plan is Gateway only at $25/mo, billed monthly. Worldpay has no public paid-plan price on file. Prices read on the vendors' pricing pages, latest check Nov 1, 2026.

What's the main difference between Authorize.net and Worldpay?

Authorize.net's main strength: widely recognized and trusted brand in payment processing. Worldpay's main strength: extensive global reach supporting 170+ countries and numerous currencies.

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