The Bottom Line
Entry price
Paid plans only
Biggest pro
PayPal integration
Biggest con
PayPal ecosystem lock-in
TL;DR - Braintree
- Braintree is now PayPal Enterprise Payments, offering an end-to-end payment platform for businesses.
- It supports a wide range of global and local payment methods, including PayPal, Venmo, credit/debit cards, and digital wallets like Apple Pay and Google Pay.
- The platform provides features such as payment orchestration, adaptive fraud management, global payouts, and is a Level 1 PCI DSS compliant service provider.
What is Braintree?
Available on: Web
Pros & Cons
Pros
- PayPal integration
- Developer-friendly
- Transparent pricing
- Multiple currencies
Cons
- PayPal ecosystem lock-in
- Support can be slow
- Complex for simple needs
Ratings Across the Web
Ratings aggregated from independent review platforms. Learn more
Preview
Key Features
Pricing Plans
Pricing checked Jul 22, 2026
Standard
2.59% + $0.49
- Credit/debit cards
- Mobile wallets
- PayPal integration
- No monthly fees
- No minimum volume
Venmo
3.49% + $0.49
- Venmo payments (US only)
ACH
0.75%
- ACH direct debit
- Capped at $5 per transaction
High Volume
Custom
- Interchange-plus pricing
- For $80k+/month volume
- Custom flat rates
Is Braintree worth the price?
Braintree's Standard pricing at 2.59% + $0.49 per transaction is competitive for small to medium businesses, offering good value with no monthly fees.
The ACH option at 0.75% (capped at $5) is particularly attractive for larger transactions. It's best for businesses seeking a robust payment gateway with transparent, transaction-based fees.
Hidden Costs & Gotchas
Venmo payments are significantly higher at 3.49% + $0.49.
Custom pricing for high volume requires negotiation.
Potential fees for chargebacks or disputes.
How Braintree Compares to Competitors
Compared to Stripe, Braintree's Standard rate of 2.59% + $0.49 is slightly higher than Stripe's 2.9% + $0.30 for standard online transactions, but Braintree's ACH at 0.75% (capped at $5) is more favorable than Stripe's 0.8% (capped at $5) for ACH. PayPal's standard rate is often 3.49% + $0.49, making Braintree's standard card processing more competitive.
Reviews
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