Skip to content
Braintree logo

Braintree Pricing 2026

Plans, hidden costs, and cheaper alternatives compared

Is Braintree worth the price?

85/10

Braintree's Standard pricing at 2.59% + $0.49 per transaction is competitive for small to medium businesses, offering good value with no monthly fees.

The ACH option at 0.75% (capped at $5) is particularly attractive for larger transactions. It's best for businesses seeking a robust payment gateway with transparent, transaction-based fees.

Pricing Plans

Standard

$2.59/per transaction

  • Credit/debit cards
  • Mobile wallets
  • PayPal integration
  • No monthly fees
  • No minimum volume

Venmo

$3.49/per transaction

  • Venmo payments (US only)

ACH

$0.75/per transaction

  • ACH direct debit
  • Capped at $5 per transaction

High Volume

Custom

  • Interchange-plus pricing
  • For $80k+/month volume
  • Custom flat rates

Hidden Costs & Gotchas

Venmo payments are significantly higher at 3.49% + $0.49.

Custom pricing for high volume requires negotiation.

Potential fees for chargebacks or disputes.

Which Plan Do You Need?

Startups needing flexible payment processing

E-commerce with diverse payment options

Businesses with high ACH transaction volume

How Braintree Compares to Competitors

Compared to Stripe, Braintree's Standard rate of 2.59% + $0.49 is slightly higher than Stripe's 2.9% + $0.30 for standard online transactions, but Braintree's ACH at 0.75% (capped at $5) is more favorable than Stripe's 0.8% (capped at $5) for ACH. PayPal's standard rate is often 3.49% + $0.49, making Braintree's standard card processing more competitive.

Braintree Pricing FAQ

How much does Braintree cost?

Braintree starts at $0.75/month on the ACH plan. A free plan is also available with limited features.

Does Braintree have a free plan?

Yes. Braintree offers a free plan called "Standard". It includes: Credit/debit cards, Mobile wallets, PayPal integration.

Is there a cheaper alternative to Braintree?

Yes. Popular alternatives to Braintree include Payoneer, Paddle, BlueSnap. Compare them side-by-side on Toolradar.

Cheaper alternatives to Braintree

Direct competitors with similar features. Many offer free tiers or lower per-seat pricing.