Braintree Pricing 2026

Plans, hidden costs, and cheaper alternatives compared

Reviews onG2Capterra

4 plans tracked·Updated Jul 2026

Is Braintree worth the price?

85/10

Braintree's Standard pricing at 2.59% + $0.49 per transaction is competitive for small to medium businesses, offering good value with no monthly fees.

The ACH option at 0.75% (capped at $5) is particularly attractive for larger transactions. It's best for businesses seeking a robust payment gateway with transparent, transaction-based fees.

Pricing Plans

Standard

2.59% + $0.49

Credit/debit cards
Mobile wallets
PayPal integration
No monthly fees
No minimum volume

Venmo

3.49% + $0.49

Venmo payments (US only)

ACH

0.75%

ACH direct debit
Capped at $5 per transaction

High Volume

Custom

Interchange-plus pricing
For $80k+/month volume
Custom flat rates

Calculate your cost View full pricing

Hidden Costs & Gotchas

Venmo payments are significantly higher at 3.49% + $0.49.

Custom pricing for high volume requires negotiation.

Potential fees for chargebacks or disputes.

Which Plan Do You Need?

Startups needing flexible payment processing

E-commerce with diverse payment options

Businesses with high ACH transaction volume

How Braintree Compares to Competitors

Compared to Stripe, Braintree's Standard rate of 2.59% + $0.49 is slightly higher than Stripe's 2.9% + $0.30 for standard online transactions, but Braintree's ACH at 0.75% (capped at $5) is more favorable than Stripe's 0.8% (capped at $5) for ACH. PayPal's standard rate is often 3.49% + $0.49, making Braintree's standard card processing more competitive.

Braintree Pricing FAQ

How much does Braintree cost?

Braintree starts at $0.75/month on the ACH plan. A free plan is also available with limited features.

Does Braintree have a free plan?

Yes. Braintree offers a free plan called "Standard". It includes: Credit/debit cards, Mobile wallets, PayPal integration.

Is there a cheaper alternative to Braintree?

Yes. Popular alternatives to Braintree include Stripe, Adyen, PayPal, Square. Free alternatives include Square, Authorize.net. Compare them side-by-side on Toolradar.