ScyAI

ScyAI is an AI-driven platform designed to help enterprises analyze and optimize their physical risk insurance programs. It addresses common issues in the insurance market, such as unjustified premium increases, widespread underinsurance, and significant coverage gaps, which often result from brokers optimizing for their own incentives rather than the client's best interest. By leveraging AI, ScyAI audits existing insurance programs to identify inefficiencies, reduce premiums, and close protection gaps, ensuring that businesses are accurately priced based on their specific risk profile rather than market-wide corrections or capacity withdrawals. The platform aims to make risk intelligible by providing evidence-based insights into physical risks, allowing for precise measurement and fair pricing. This approach helps businesses avoid overpaying for inadequate coverage and instead reinvest savings into resilience. ScyAI is built by a team of engineers, risk practitioners, and designers with deep experience in risk, infrastructure, and institutional decision-making, focusing on creating clarity and reclaiming capital for its customers.