Equirus vs Wise: Which Should You Choose in 2026?
Choosing between Equirus and Wise comes down to understanding what each tool does best. This comparison breaks down the key differences so you can make an informed decision based on your specific needs, not marketing claims.
By Toolradar Team · Last updated February 22, 2026 · Methodology
Short on time? Here's the quick answer
We've tested both tools. Here's who should pick what:
Equirus
Trusted investment banking and financial advisory services for capital raising and strategic transactions.
Best for you if:
- • Provides investment banking and financial advisory services.
- • Specializes in IPOs, M&A, and equity capital markets.
Wise
International money transfers and accounts
Best for you if:
- • You want the higher-rated option (8.7/10 vs 0.0/10)
- • You want to try before committing
- • Wise is an international money transfer service with low fees
- • It provides multi-currency accounts and real exchange rates
| At a Glance |  Equirus |  Wise |
|---|---|---|
Price | Paid | Free + Paid |
Best For | Financial Planning | Financial Planning |
Rating | —/100 | 87/100 |
| Feature | Equirus | Wise |
|---|---|---|
| Pricing Model | Paid | Freemium |
| Editorial Score | — | 87 |
| Community Rating | No ratings yet | No ratings yet |
| Total Reviews | 0 | 0 |
| Community Upvotes | 0 | 0 |
| Categories | Financial Planning | Financial PlanningPayment Processing |
How Equirus and Wise Compare
Equirus
Trusted investment banking and financial advisory services for capital raising and strategic transactions.
Paid
Wise
International money transfers and accounts
Free tier available · 87/100 score
Who Should Use What?
On a budget?
Wise has a free tier. Equirus is paid only.
Go with: Wise
Want the highest-rated option?
Wise scores 87/100. Equirus is unrated.
Go with: Wise
Value user reviews?
Neither has user reviews yet.
Go with: Wise
3 Questions to Help You Decide
What's your budget?
Equirus is paid. Wise is freemium. Wise lets you start free.
What's your use case?
Both are financial planning tools. Compare their specific features to decide.
How important are ratings?
Not all tools have been rated yet.
Key Takeaways
Wise
- Higher score: 87/100 vs unrated
- Free tier available
- Our pick for this comparison
Equirus
The Bottom Line
Wise (87/100) is our pick.
Frequently Asked Questions
Is Equirus or Wise better?
Wise scores 87/100 in our evaluation. Equirus is paid and Wise is freemium.
What are Equirus and Wise used for?
Equirus: Trusted investment banking and financial advisory services for capital raising and strategic transactions.. Wise: International money transfers and accounts.
What does Equirus cost vs Wise?
Equirus is a paid tool. Wise is freemium (free tier + paid plans). Visit their websites for detailed pricing.