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Microsoft Copilot Pricing Calculator

Estimate your monthly and annual cost for Microsoft Copilot based on team size. Compare 4 plans side-by-side, then jump straight to cheaper alternatives if the total looks high.

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  • Fortune
  • The Verge
4 plans
Team size
10 seats
1 50 100 200
Free
Free
Free
  • Web chat
  • Bing search integration
  • Image generation
  • Edge integration
Best fit for 10 seats
Microsoft 365 Premium
$19.99
Flat monthly rate
Annual cost: $240/yr
  • Copilot in Word, Excel, PowerPoint, Outlook and OneNote desktop apps
  • Extensive Copilot usage and AI image creation
  • Researcher and Analyst agents
  • 1 TB of cloud storage per person, shareable with up to 5 others
  • Microsoft Defender and ad-free Outlook with 100 GB mailbox
Microsoft 365 Copilot Business (add-on)
$210
$21/user/month × 10
Annual cost: $2.5k/yr
  • Copilot in Word, Excel, PowerPoint, Outlook and Teams
  • AI chat grounded in your work data
  • Pre-built agents for research and data analysis
  • Enterprise data protection and admin controls
Microsoft 365 Copilot (Enterprise)
$300
$30/user/month × 10
Annual cost: $3.6k/yr
  • Full M365 integration
  • Work context awareness
  • Teams integration
  • Enterprise security
  • Admin controls
See full Microsoft Copilot pricing Estimates exclude taxes, add-ons, and discounts. Verify with Microsoft Copilot before purchase.
Microsoft Copilot monthly cost by team size, prices read November 2026. Per-seat plans are multiplied by the number of seats; yearly cost is 12 times the monthly figure.
Plan 5 seats 10 seats 25 seats 50 seats 100 seats
Free Free Free Free Free Free
Microsoft 365 Premium $19.99 $19.99 $19.99 $19.99 $19.99
Microsoft 365 Copilot Business (add-on) $105 $210 $525 $1,050 $2,100
Microsoft 365 Copilot (Enterprise) $150 $300 $750 $1,500 $3,000
Full review
Microsoft Copilot review
Features, pros, cons, and integrations.
Pricing analysis
Microsoft Copilot pricing review
Hidden costs, plan comparisons, and what to negotiate.
Cheaper options
Alternatives to Microsoft Copilot
Compare Microsoft Copilot vs direct competitors at the same price point.

Microsoft Copilot pricing FAQ

How much does Microsoft Copilot cost?

Microsoft Copilot offers 4 plans. The lowest paid tier starts at $19.99/mo. Use the calculator above to estimate your total monthly and annual cost based on team size, or read our Microsoft Copilot pricing breakdown for hidden costs.

Is the Microsoft Copilot pricing calculator accurate?

The calculator uses Microsoft Copilot's published list prices. Final pricing may include taxes, regional adjustments, annual discounts, or volume negotiation not reflected here. Verify the final number with Microsoft Copilot before purchase.

Are there cheaper alternatives to Microsoft Copilot?

Yes. Toolradar tracks direct competitors to Microsoft Copilot that solve the same problem at a different price point. See our Microsoft Copilot alternatives page for side-by-side cost comparisons, or browse our best ai assistants ranking.

Methodology. Plan data is parsed from Microsoft Copilot's public pricing page and refreshed by Toolradar editors. Figures are estimates: Microsoft Copilot pricing can change, may include taxes, regional adjustments, or volume discounts not reflected here. Toolradar receives no commission from Microsoft Copilot; our editorial policy explains how we stay independent. Always verify final pricing with Microsoft Copilot before purchase.