Pie Insurance
UnclaimedSimplifying small business insurance with data-driven technology and fast quotes.
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TL;DR - Pie Insurance
- Provides workers' compensation insurance for small businesses.
- Offers fast online quotes in 3 minutes with potential savings of up to 30%.
- Utilizes data-driven technology for competitive pricing and easy management.
Pricing: Paid only
Best for: Enterprises & pros
Pros & Cons
Pros
- Quick and easy quote process
- Potential for significant cost savings on premiums
- Broad risk appetite and instant bind/decline decisions for agents
- Strong financial rating from AM Best
- Comprehensive coverage for work-related injuries and illnesses
Cons
- Primarily focused on workers' compensation, with limited mention of other insurance types (e.g., commercial auto mentioned only in contact info)
- Coverage not available in all 50 states
Key Features
Online quote generation in 3 minutesWorkers' compensation coverageCoverage in 39 states and Washington D.C.Online portal for agents and businessesAPI access for integrationThird-party integrationsA- (Excellent) AM Best rating
Pricing
Paid
Pie Insurance offers paid plans. Visit their website for current pricing details.
About Pie Insurance
By Toolradar Team·
Pie Insurance provides workers' compensation insurance specifically tailored for small businesses. Leveraging data-driven technology, it aims to make the process of obtaining and managing insurance coverage straightforward and affordable. The platform offers quick online quotes, often within 3 minutes, and claims to help businesses save up to 30% on their workers' comp premiums.
The service is designed for both small business owners seeking direct coverage and insurance agents looking for a partner to provide competitive workers' compensation policies for their clients. It covers essential protections like medical and rehabilitation benefits for injured employees, financial protection for the business against lawsuits, and assistance with meeting state-mandated legal requirements. Pie Insurance operates in 39 states and Washington D.C., with plans for expansion.
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Pie Insurance FAQ
What specific types of work-related incidents are typically covered by Pie Insurance's workers' compensation policies?
Pie Insurance's workers' compensation policies typically cover physical injuries such as hearing loss and carpal tunnel syndrome, workplace slips, trips, or falls, and injuries caused by workplace hazards like falling ceiling tiles. It also covers pre-existing conditions that are worsened by the work environment.
How does Pie Insurance's data-driven technology contribute to competitive pricing for small businesses?
Pie Insurance leverages its data-driven technology to analyze various factors related to a small business's operations and risk profile. This allows for more precise underwriting and pricing, which can result in more competitive rates and potential savings of up to 30% on workers' compensation premiums compared to traditional methods.
Beyond direct quotes, what options are available for insurance agents to integrate Pie Insurance into their existing systems or workflows?
Insurance agents can integrate Pie Insurance into their systems through direct API access, allowing them to incorporate Pie's quoting and policy management functionalities. Additionally, Pie Insurance supports various third-party integrations to streamline agent workflows.
What is the process for a business owner to obtain a Certificate of Insurance through Pie Insurance, and why might this be important?
Business owners protected by Pie Insurance can easily request a Certificate of Insurance. This is crucial for demonstrating proof of coverage, which is often a requirement before starting work, particularly in industries like construction, to ensure compliance and avoid project delays.
How does Pie Insurance handle the post-policy period audit to ensure accurate premium charges?
After a policy period ends, Pie Insurance conducts an audit to verify that the initial premium estimate was accurate. This involves reviewing the prior period to check for any material differences in the business risk or workforce makeup. Based on this audit, the insurer may collect additional premium or provide a credit if discrepancies are found.
Source: pieinsurance.com