Is Roopya worth the price?
Roopya's pricing model, with a significant ₹10,00,000 setup fee and ₹100 per loan processed, appears expensive for smaller financial institutions.
The 'Professional' and 'Enterprise' tiers, both priced at ₹100 per loan, offer extensive features but the high upfront cost makes it a substantial investment. This pricing structure is best suited for established financial institutions with high loan volumes that can absorb the initial setup cost and benefit from the per-loan model.
Pricing Plans
Setup Fee
₹10,00,000
- One-time setup cost
Per Loan
₹100
- Per loan processed on the platform
API Calls
Actuals
- Billed based on usage
Professional
₹100 per loan processed
- Core Lending System
- Loan Origination System
- Loan Management System
- Collections System
- Early Warning System
- Document Management
- Payment Processing APIs & Integrations
- 300+ Pre-integrated APIs
- Credit Bureau Integrations
- Payment Gateway Integration
- Verification Services
- Open API Architecture
- REST API Access
- Loan Products
- 20+ Pre-configured Loan Products
- Personal Loans
- Business Loans
- MSME Lending
- Standard Customer Journeys
- Product Templates
- Configuration & Control
- No Code Platform
- Business Rule Engine
- Workflow Automation
- User Management
- Role-based Access Control
- Audit Trails
- Analytics & Reporting
- Standard Dashboards
- Portfolio Analytics
- Performance Metrics
- Regulatory Reports
- Export Capabilities
- Scheduled Reports
- Compliance & Security
- RBI Compliance
- Data Encryption
- Secure Access Controls
- Regular Updates
- Compliance Monitoring
- Security Audits
- Support
- Email Support
- Documentation Access
- Training Resources
- Standard SLA
- Platform Updates
- Bug Fixes
Enterprise
₹100 per loan processed
- Everything in Professional, plus:
- AI-Powered Modules
- AI-based Credit Scoring
- Intelligent Document Processing
- Advanced Fraud Detection
- AI-driven Collections Engine
- Natural Language Processing
- Conversational AI Chatbots
- Predictive Analytics
- Risk Prediction Models
- Behavioral Analytics
- Continuous Learning Models
- Custom Business Intelligence
- Custom BI Reports
- Advanced Analytics Dashboards
- Custom KPI Tracking
- Real-time Data Visualization
- Predictive Reporting
- Executive Dashboards
- Department-specific Reports
- Data Warehouse Access
- Custom Loan Products
- Unlimited Custom Loan Products
- Tailored Product Configuration
- Custom Interest Structures
- Flexible Repayment Terms
- Custom Eligibility Criteria
- Product-specific Workflows
- Custom Customer Journeys
- Fully Customizable Journeys
- Branded Application Forms
- Custom Approval Workflows
- Personalized Communication Templates
- Custom Status Updates
- Journey Analytics
- Enterprise Features
- Dedicated Account Manager
- Priority Support (24/7)
- Custom Integrations
- White-labeling Options
- Advanced SLA
- Dedicated Infrastructure
- Custom Training Programs
- Quarterly Business Reviews
- Advanced Security
- Enhanced Security Features
- Custom Security Policies
- Advanced Access Controls
- Penetration Testing
- Dedicated Security Team
- Compliance Consulting
Hidden Costs & Gotchas
Significant one-time setup fee
API calls billed separately as 'Actuals'
Per-loan cost can accumulate quickly
Which Plan Do You Need?
Large financial institutions
High-volume loan processors
Institutions needing extensive features
How Roopya Compares to Competitors
Compared to platforms like Mambu, which often use a subscription-based model with tiered features, Roopya's upfront ₹10,00,000 setup fee is a major differentiator. While Mambu might have higher monthly fees, Roopya's per-loan cost of ₹100, on top of the setup, could make it more expensive for institutions with very high transaction volumes over time, though it offers a comprehensive feature set similar to other core banking solutions.
Roopya Pricing FAQ
How much does Roopya cost?
Roopya starts at $10/month on the Setup Fee plan. It offers 2 paid tiers ranging from $10/month up to $100/month. A free plan is also available with limited features.
Does Roopya have a free plan?
Yes. Roopya offers a free plan called "Professional". It includes: Core Lending System, Loan Origination System, Loan Management System.
What is the cheapest Roopya paid plan?
The cheapest paid plan for Roopya is "Setup Fee" at $10/month. Key features include: One-time setup cost.
Is there a cheaper alternative to Roopya?
Yes. Popular alternatives to Roopya include Encompass, Avantos.ai, Sequence, InvestStream. Free alternatives include Encompass. Compare them side-by-side on Toolradar.
Cheaper alternatives to Roopya
Direct competitors with similar features. Many offer free tiers or lower per-seat pricing.
