Roopya Pricing 2026
Plans, hidden costs, and alternatives compared
Cite this data: Toolradar, Roopya pricing verified Oct 2026, toolradar.com/tools/roopya/pricing
Roopya starts at ₹100/month on the Per Loan plan.
Verified Oct 2026 from the official pricing page.
Is Roopya worth the price?
Roopya's pricing model, with a significant ₹10,00,000 setup fee and ₹100 per loan processed, appears expensive for smaller financial institutions.
The 'Professional' and 'Enterprise' tiers, both priced at ₹100 per loan, offer extensive features but the high upfront cost makes it a substantial investment. This pricing structure is best suited for established financial institutions with high loan volumes that can absorb the initial setup cost and benefit from the per-loan model.
Pricing Plans
Setup Fee
₹10,00,000
- One-time setup cost
Per Loan
₹100
- Per loan processed on the platform
API Calls
Actuals
- Billed based on usage
Professional
₹100 per loan processed
- Core Lending System
- Loan Origination System
- Loan Management System
- Collections System
- Early Warning System
- Document Management
- Payment Processing APIs & Integrations
- 300+ Pre-integrated APIs
- Credit Bureau Integrations
- Payment Gateway Integration
- Verification Services
- Open API Architecture
- REST API Access
- Loan Products
- 20+ Pre-configured Loan Products
- Personal Loans
- Business Loans
- MSME Lending
- Standard Customer Journeys
- Product Templates
- Configuration & Control
- No Code Platform
- Business Rule Engine
- Workflow Automation
- User Management
- Role-based Access Control
- Audit Trails
- Analytics & Reporting
- Standard Dashboards
- Portfolio Analytics
- Performance Metrics
- Regulatory Reports
- Export Capabilities
- Scheduled Reports
- Compliance & Security
- RBI Compliance
- Data Encryption
- Secure Access Controls
- Regular Updates
- Compliance Monitoring
- Security Audits
- Support
- Email Support
- Documentation Access
- Training Resources
- Standard SLA
- Platform Updates
- Bug Fixes
Enterprise
₹100 per loan processed
- Everything in Professional, plus:
- AI-Powered Modules
- AI-based Credit Scoring
- Intelligent Document Processing
- Advanced Fraud Detection
- AI-driven Collections Engine
- Natural Language Processing
- Conversational AI Chatbots
- Predictive Analytics
- Risk Prediction Models
- Behavioral Analytics
- Continuous Learning Models
- Custom Business Intelligence
- Custom BI Reports
- Advanced Analytics Dashboards
- Custom KPI Tracking
- Real-time Data Visualization
- Predictive Reporting
- Executive Dashboards
- Department-specific Reports
- Data Warehouse Access
- Custom Loan Products
- Unlimited Custom Loan Products
- Tailored Product Configuration
- Custom Interest Structures
- Flexible Repayment Terms
- Custom Eligibility Criteria
- Product-specific Workflows
- Custom Customer Journeys
- Fully Customizable Journeys
- Branded Application Forms
- Custom Approval Workflows
- Personalized Communication Templates
- Custom Status Updates
- Journey Analytics
- Enterprise Features
- Dedicated Account Manager
- Priority Support (24/7)
- Custom Integrations
- White-labeling Options
- Advanced SLA
- Dedicated Infrastructure
- Custom Training Programs
- Quarterly Business Reviews
- Advanced Security
- Enhanced Security Features
- Custom Security Policies
- Advanced Access Controls
- Penetration Testing
- Dedicated Security Team
- Compliance Consulting
How Roopya compares
Starting price from each tool's published plans.
| Tool | Starting price | Free plan |
|---|---|---|
| Roopya | ₹100/month, billing unit not specified | No |
| Encompass | No public price | No |
| Avantos.ai | No public price | No |
| InvestStream | No public price | No |
Roopya Pricing FAQ
How much does Roopya cost?
Roopya starts at ₹100/month on the Per Loan plan. It offers 4 paid tiers ranging from ₹100/month to ₹1,000,000/month.
Does Roopya have a free plan?
Roopya does not offer a permanent free plan. Paid plans are required from day one.
What is the cheapest Roopya paid plan?
The cheapest paid plan for Roopya is "Per Loan" at ₹100/month. Key features include: Per loan processed on the platform.
What are alternatives to Roopya?
Alternatives to Roopya include Encompass, Avantos.ai, InvestStream.
Roopya alternatives
Direct competitors. Starting prices match the table above.
Sources
- Official Roopya pricing: roopya.money/pricing (verified Oct 2026)
- Cite this data: Toolradar, Roopya pricing verified Oct 2026, toolradar.com/tools/roopya/pricing
Review Roopya, get a free AI guide
Share your experience and we will send you Improve Your Thinking Patterns Using ChatGPT, free.