Clover POS vs Toast POS: Pricing and Ratings Compared (2026)
Entry prices and free plans as read on each vendor's pricing page, and user ratings as published on review sites, for Clover POS and Toast POS side by side. This page compares data; it is not a hands-on review.
On the data: On the data below, Toast POS leads on higher user rating and a free plan. We do not name an overall winner for this pair.
Short on time? Here's the quick answer
Based on published vendor pricing and features and on public review data, here's who should pick what:
Clover POS
Take payments on countertop and handheld POS hardware with business-specific plans
Best for you if:
- • You want pricing for each business type is published on the vendor's site
Toast POS
All-in-one restaurant management platform for front-of-house, back-of-house, and guest engagement.
Best for you if:
- • You want a free tier before you commit
| At a Glance | Clover POS | Toast POS |
|---|---|---|
Starts at | From $84.95/mo, billed monthly Retail Standard (Retail Growth software plan) plan | Free plan |
Category | Payment Processing Restaurant POS | Restaurant POS Payment Processing |
Rating | 3.8/5 Capterra 3.8 586 reviews | 4.2/5 SourceForge 4.2 · Capterra 4.1 · G2 4.2 1,837 reviews |
Free plan | No | Yes |
Choose Clover POS or Toast POS?
Choose Clover POS if
- You want pricing for each business type is published on the vendor's site
- You want the card-present rate on the retail bundles varies by plan
- You work in payment processing, not restaurant POS
Choose Toast POS if
- You want a free tier before you commit
- You want comprehensive all-in-one solution for restaurants
- You want cloud-based access and real-time data
- You work in restaurant POS, not payment processing
In-Depth Analysis
Clover POS
Take payments on countertop and handheld POS hardware with business-specific plans
Strengths
- Pro: Pricing for each business type is published on the vendor's site
- Pro: The card-present rate on the retail bundles varies by plan
- Pro: Hardware ranges from a compact terminal with a 3.6-inch screen to a 14-inch Station Duo with an 8-inch customer display and a handheld Flex
- Pro: Troubleshooting support is offered 24/7/365
Weaknesses
- Con: Hardware is bought or financed as part of the bundle, so total cost depends on the devices
- Con: Keyed-in card payments are charged a published rate on the retail bundles
- Con: Accounts are subject to approval, including credit approval
- Con: The advertised hardware promotion requires a 3-year contract
Key features
Toast POS
All-in-one restaurant management platform for front-of-house, back-of-house, and guest engagement.
Strengths
- Pro: Comprehensive all-in-one solution for restaurants
- Pro: Cloud-based access and real-time data
- Pro: Integrated online ordering and delivery capabilities
- Pro: Robust reporting and analytics for business insights
- Pro: Purpose-built, durable hardware
Weaknesses
- Con: Can be a significant investment for smaller businesses
- Con: Proprietary hardware can limit flexibility
- Con: Contractual commitments may be required
Key features
Plans and prices: Clover POS vs Toast POS
| Tool | Plans and prices | Source |
|---|---|---|
| Clover POS |
| clover.com/pricing/retail read Oct 21, 2026 |
| Toast POS | No plan prices on file | pos.toasttab.com |
Prices as read on each vendor's own pricing page on the date shown. Plans are listed per tool and are not matched against the other tool's plans: a plan name or price in one column says nothing about the same row in the other. Details on Clover POS pricing and Toast POS pricing.
Key Takeaways
Clover POS
- Choose if you want take payments on countertop and handheld POS hardware with business-specific plans
Toast POS
- Higher user rating: 4.2/5 vs 3.8/5
- Has a free plan
What the data shows
On the data below, Toast POS leads on higher user rating and a free plan. We do not name an overall winner for this pair.
- Toast POS has the higher user rating (3.8/5 from 586 reviews for Clover POS, 4.2/5 from 1,837 reviews for Toast POS).
- Clover POS starts at $84.95/mo, billed monthly; Toast POS has no public paid plan price on file.
- Only Toast POS has a free plan.
Criteria: user rating (only above 20 reviews on both sides, gap of 0.2 or more), entry price (only on the same billing basis), free plan. How we rate
Frequently Asked Questions
How do Clover POS and Toast POS compare in 2026?
On the data below, Toast POS leads on higher user rating and a free plan. We do not name an overall winner for this pair. Toast POS has the higher user rating (3.8/5 from 586 reviews for Clover POS, 4.2/5 from 1,837 reviews for Toast POS). Clover POS starts at $84.95/mo, billed monthly; Toast POS has no public paid plan price on file. Only Toast POS has a free plan.
What are Clover POS and Toast POS used for?
Clover POS: Take payments on countertop and handheld POS hardware with business-specific plans. Toast POS: All-in-one restaurant management platform for front-of-house, back-of-house, and guest engagement.
What does Clover POS cost vs Toast POS?
Clover POS's cheapest paid plan is Retail Standard (Retail Growth software plan) at $84.95/mo, billed monthly. Toast POS has no public paid-plan price on file. Prices read on the vendors' pricing pages, latest check Oct 21, 2026.
What's the main difference between Clover POS and Toast POS?
Clover POS's main strength: pricing for each business type is published on the vendor's site. Toast POS's main strength: comprehensive all-in-one solution for restaurants.