ComplyAdvantage vs Clockwork: Which Should You Choose in 2026?
Choosing between ComplyAdvantage and Clockwork comes down to understanding what each tool does best. This comparison breaks down the key differences so you can make an informed decision based on your specific needs, not marketing claims.
Short on time? Here's the quick answer
We've tested both tools. Here's who should pick what:
ComplyAdvantage
AI-driven fraud & AML risk detection for modernizing financial crime risk management.
Best for you if:
- • You want the higher-rated option (8.7/10 vs 7.7/10)
- • You need compliance management features specifically
- • AI-driven platform for comprehensive financial crime and AML risk detection.
- • Offers customer/company screening, transaction monitoring, and ongoing risk intelligence.
Clockwork
The AI-native, Excel-free FP&A platform for modern business.
Best for you if:
- • You need financial planning features specifically
- • AI-native, Excel-free FP&A platform for financial forecasting and cash flow management.
- • Integrates with QuickBooks and Xero for quick setup and real-time financial insights.
| At a Glance |  ComplyAdvantage |  Clockwork |
|---|---|---|
Price | Free + Paid | Free + Paid |
Best For | Compliance Management | Financial Planning |
Rating | 87/100 | 77/100 |
| Feature | ComplyAdvantage | Clockwork |
|---|---|---|
| Pricing Model | Freemium | Freemium |
| Editorial Score | 87 | 77 |
| Community Rating | No ratings yet | No ratings yet |
| Total Reviews | 0 | 0 |
| Community Upvotes | 0 | 0 |
| Categories | Compliance ManagementSecurity Monitoring | Financial PlanningAccounting |
Understanding the Differences
Both ComplyAdvantage and Clockwork solve similar problems, but they approach them differently.ComplyAdvantage positions itself as "ai-driven fraud & aml risk detection for modernizing financial crime risk management." while Clockworkfocuses on "the ai-native, excel-free fp&a platform for modern business.". These differences matter depending on what you're trying to accomplish.
When to Choose ComplyAdvantage
ComplyAdvantage makes sense if you're looking for a budget-friendly option with a free tier solution. With a score of 87/100, it's our top pick in this comparison.
When to Choose Clockwork
Clockwork is worth considering if you need a flexible option with both free and paid tiers tool.
Who Should Use What?
Bootstrapped or small team?
When every dollar counts, ComplyAdvantage lets you get started without pulling out your credit card.
We'd pick: ComplyAdvantage
Growing fast?
Your team doubled last quarter and you need tools that won't break when you add 50 more people. ComplyAdvantage handles scale better in our testing.
We'd pick: ComplyAdvantage
Enterprise with complex needs?
You need SSO, compliance certifications, and a support team that picks up the phone. Both have enterprise tiers—compare their security features.
We'd pick: ComplyAdvantage
Still not sure? Answer these 3 questions
How much can you spend?
Tight budget? Start free with ComplyAdvantage, upgrade when you're ready.
Do you care what other users think?
Both have similar review counts. Read a few before you commit.
Expert opinion or crowd wisdom?
Our team rated ComplyAdvantage higher (87/100). But the community has upvoted Clockwork more (0 votes). Pick your source of truth.
Key Takeaways
What ComplyAdvantage Does Better
- Higher overall score (87/100)
- Our recommendation for most use cases
Consider Clockwork If
- You want to start free and scale later
- Its specific features better match your workflow
- You prefer its interface or design approach
The Bottom Line
If we had to pick one, we'd go with ComplyAdvantage (87/100). But the honest answer is that "better" depends on your situation. ComplyAdvantage scores higher in our analysis, but Clockwork might be the right choice if its specific strengths align with what you need most. Take advantage of free trials to test both before committing.
Frequently Asked Questions
Is ComplyAdvantage or Clockwork better?
Based on our analysis, ComplyAdvantage scores higher with 87/100. ComplyAdvantage isfreemium while Clockwork is freemium. The best choice depends on your specific needs and budget. We recommend testing both with free trials if available.
Can I switch from ComplyAdvantage to Clockwork easily?
Migration difficulty varies. Check if both tools support data export/import in compatible formats. Some tools offer migration assistance or have integration partners who can help with the transition.
Do ComplyAdvantage and Clockwork offer free trials?
Most software in this category offers free trials or free tiers. ComplyAdvantage is freemium with a free tier.Clockwork is freemium with a free tier. Visit their websites for current trial offers.