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Grok 4.2 vs Microsoft Copilot: Pricing and Ratings Compared (2026)

Entry prices and free plans as read on each vendor's pricing page, and user ratings as published on review sites, for Grok 4.2 and Microsoft Copilot side by side. This page compares data; it is not a hands-on review.

On the data: On the data below, Microsoft Copilot leads on a free plan. We do not name an overall winner for this pair.

Data comparison compiled by Toolradar, not hand-reviewed Methodology
Data comparison 227 user reviews compared Pricing checked Nov 4, 2026

Short on time? Here's the quick answer

Based on published vendor pricing and features and on public review data, here's who should pick what:

Grok 4.2

An AI assistant designed for real-time information processing and creative problem-solving.

Best for you if:

  • • You want to access to real-time information, providing up-to-date responses

Microsoft Copilot

AI assistant powered by OpenAI across Microsoft products

Best for you if:

  • • You want a free tier before you commit
At a glance: Grok 4.2 vs Microsoft Copilot
At a Glance
Grok 4.2 Grok 4.2
Microsoft Copilot Microsoft Copilot
Starts at
Not published
Free plan, paid from $19.99/mo flat, billed monthly Microsoft 365 Premium plan
Category
AI Assistants Writing & Content
AI Assistants Productivity
Rating
n/a 4.5/5 G2 4.5 227 reviews
Free plan
No Yes
Watch out for
n/a The Business add-on needs an existing Microsoft 365 Business plan

Choose Grok 4.2 or Microsoft Copilot?

Grok 4.2

Choose Grok 4.2 if

  • You want to access to real-time information, providing up-to-date responses
Microsoft Copilot

Choose Microsoft Copilot if

  • You want a free tier before you commit

In-Depth Analysis

Grok 4.2 Grok 4.2

An AI assistant designed for real-time information processing and creative problem-solving.

Strengths

  • Pro: Access to real-time information, providing up-to-date responses
  • Pro: Capable of handling complex and nuanced discussions
  • Pro: Versatile in assisting with various tasks from coding to content creation

Weaknesses

  • Con: Requires a paid subscription to access
  • Con: Information access is primarily tied to X, which might limit scope for some users

Key features

Real-time information access via X Dynamic conversational capabilities Code generation Creative content generation Nuanced problem-solving

Microsoft Copilot Microsoft Copilot

AI assistant powered by OpenAI across Microsoft products

Good value

Copilot Chat is free, and for individuals Microsoft 365 Premium, which includes Copilot, is $19.99 a month or $199.99 a year.

Watch out

The Business add-on needs an existing Microsoft 365 Business plan

Strengths

  • Pro: Deep Microsoft integration
  • Pro: Enterprise-grade security
  • Pro: Understands work context
  • Pro: Multiple product integration
  • Pro: Leading model quality

Weaknesses

  • Con: Expensive for M365 Copilot
  • Con: Requires Microsoft ecosystem
  • Con: Learning curve
  • Con: Variable response quality

Key features

GPT-4 powered responses Office 365 integration Document creation Email composition Excel data analysis PowerPoint generation

Plans and prices: Grok 4.2 vs Microsoft Copilot

Plans and prices of Grok 4.2 and Microsoft Copilot, as read on each vendor's pricing page. Each plan keeps its own billing unit.
Tool Plans and prices Source
Grok 4.2 No plan prices on file x.com/i/flow/login
Microsoft Copilot
  • Free: Free
  • Microsoft 365 Premium: $19.99/mo flat, billed monthly
  • Microsoft 365 Copilot Business (add-on): Usage-based, one-time or minimum-commitment pricing
  • Microsoft 365 Copilot (Enterprise): $30/user/mo, billed yearly
microsoft.com/en-us/microsoft-365/copilot/busin… read Nov 4, 2026

Prices as read on each vendor's own pricing page on the date shown. Plans are listed per tool and are not matched against the other tool's plans: a plan name or price in one column says nothing about the same row in the other. Details on Grok 4.2 pricing and Microsoft Copilot pricing.

Key Takeaways

Grok 4.2

  • Worth considering for AI assistants

Microsoft Copilot

  • Has a free plan

What the data shows

On the data below, Microsoft Copilot leads on a free plan. We do not name an overall winner for this pair.

  • Only Microsoft Copilot has a published user rating (4.5/5 from 227 reviews); Grok 4.2 has none we can show.
  • Microsoft Copilot starts at $19.99/mo flat, billed monthly; Grok 4.2 has no public paid plan price on file.
  • Only Microsoft Copilot has a free plan.

Criteria: user rating (only above 20 reviews on both sides, gap of 0.2 or more), entry price (only on the same billing basis), free plan. How we rate

Frequently Asked Questions

How do Grok 4.2 and Microsoft Copilot compare in 2026?

On the data below, Microsoft Copilot leads on a free plan. We do not name an overall winner for this pair. Only Microsoft Copilot has a published user rating (4.5/5 from 227 reviews); Grok 4.2 has none we can show. Microsoft Copilot starts at $19.99/mo flat, billed monthly; Grok 4.2 has no public paid plan price on file. Only Microsoft Copilot has a free plan.

What are Grok 4.2 and Microsoft Copilot used for?

Grok 4.2: An AI assistant designed for real-time information processing and creative problem-solving. Microsoft Copilot: AI assistant powered by OpenAI across Microsoft products.

What does Grok 4.2 cost vs Microsoft Copilot?

Grok 4.2 has no public paid-plan price on file. Microsoft Copilot's cheapest paid plan is Microsoft 365 Premium at $19.99/mo flat, billed monthly; it also has a free plan. Prices read on the vendors' pricing pages, latest check Nov 4, 2026.

What's the main difference between Grok 4.2 and Microsoft Copilot?

Grok 4.2's main strength: access to real-time information, providing up-to-date responses. Microsoft Copilot's main strength: deep Microsoft integration.

Spotted an outdated price or a wrong fact? Suggest a correction: we check it against the vendor's own page. Work for one of these vendors? Claim your listing to update it yourself.

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