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Square vs Worldpay: Pricing and Ratings Compared (2026)

Entry prices and free plans as read on each vendor's pricing page, and user ratings as published on review sites, for Square and Worldpay side by side. This page compares data; it is not a hands-on review.

On the data: On the data below, Square leads on higher user rating and a free plan. We do not name an overall winner for this pair.

Data comparison compiled by Toolradar, not hand-reviewed Methodology
Data comparison 1,284 user reviews compared Pricing checked Oct 3, 2026

Short on time? Here's the quick answer

Based on published vendor pricing and features and on public review data, here's who should pick what:

Square

Payment processing and POS systems

Best for you if:

  • • You want a free tier before you commit

Worldpay

Unleash your payments potential with secure, flexible, and global payment processing solutions.

Best for you if:

  • • You want extensive global reach supporting 170+ countries and numerous currencies
At a glance: Square vs Worldpay
At a Glance
Square Square
Worldpay Worldpay
Starts at
Free plan, paid from $49/mo, billed monthly Plus plan
Not published
Category
Payment Processing E-commerce
E-commerce Payment Processing
Rating
4.6/5 G2 4.6 1,211 reviews 3.1/5 G2 2.9 · Capterra 3.3 73 reviews
Free plan
Yes No
Watch out for
n/a $20.00 chargeback fee

Choose Square or Worldpay?

Square

Choose Square if

  • You want a free tier before you commit
  • You want easy payment processing
  • You want POS hardware
  • You work in payment processing, not e-commerce
Worldpay

Choose Worldpay if

  • You want extensive global reach supporting 170+ countries and numerous currencies
  • You want robust fraud prevention and security features
  • You work in e-commerce, not payment processing

In-Depth Analysis

Square Square

Payment processing and POS systems

Good value

Square's pricing is generally fair, especially for small businesses.

Strengths

  • Pro: Easy payment processing
  • Pro: POS hardware
  • Pro: Good for small business
  • Pro: Fair pricing
  • Pro: Many features

Weaknesses

  • Con: Account holds possible
  • Con: Not for high-risk
  • Con: International limited
  • Con: Support varies
  • Con: Fees add up

Key features

Payment processing Point of sale Online payments Invoicing Banking services Inventory management

Worldpay Worldpay

Unleash your payments potential with secure, flexible, and global payment processing solutions.

Fair value

Worldpay's pricing structure appears somewhat complex due to its varied transaction fees and additional charges.

Watch out

$20.00 chargeback fee

Strengths

  • Pro: Extensive global reach supporting 170+ countries and numerous currencies
  • Pro: Robust fraud prevention and security features
  • Pro: Scalable platform that grows with businesses without re-platforming
  • Pro: Flexible integration options for developers and non-developers
  • Pro: Comprehensive suite of optimization tools to maximize revenue

Weaknesses

  • Con: Pricing details are not transparently listed on the website, requiring direct contact for quotes.
  • Con: Integration might still require some technical expertise for advanced customizations.

Key features

Global payment options and full customization for checkouts Advanced fraud screening and authentication Optimization tools for smarter routing, intelligent retries, and higher authorization rates Streamlined fund management and embedded finance for platforms Accelerated payouts and cash flow with real-time payments and automated settlements Access to 60+ payment methods and 135+ currencies for online payments

Plans and prices: Square vs Worldpay

Plans and prices of Square and Worldpay, as read on each vendor's pricing page. Each plan keeps its own billing unit.
Tool Plans and prices Source
Square
  • Free: Free
  • Plus: $49/mo, billed monthly
  • Premium: $149/mo, billed monthly
squareup.com/pricing read Sep 29, 2026
Worldpay
  • Transaction Fees (In person): Usage-based, one-time or minimum-commitment pricing
  • Transaction Fees (Online/phone): Usage-based, one-time or minimum-commitment pricing
  • Additional Charges: Custom pricing
  • Monthly Charges: Custom pricing
worldpay.com/pricing read Oct 3, 2026

Prices as read on each vendor's own pricing page on the date shown. Plans are listed per tool and are not matched against the other tool's plans: a plan name or price in one column says nothing about the same row in the other. Details on Square pricing and Worldpay pricing.

Key Takeaways

Square

  • Higher user rating: 4.6/5 vs 3.1/5
  • Has a free plan

Worldpay

  • Choose if you want unleash your payments potential with secure, flexible, and global payment processing solutions

What the data shows

On the data below, Square leads on higher user rating and a free plan. We do not name an overall winner for this pair.

  • Square has the higher user rating (4.6/5 from 1,211 reviews for Square, 3.1/5 from 73 reviews for Worldpay).
  • Square starts at $49/mo, billed monthly; Worldpay has no public paid plan price on file.
  • Only Square has a free plan.

Criteria: user rating (only above 20 reviews on both sides, gap of 0.2 or more), entry price (only on the same billing basis), free plan. How we rate

Frequently Asked Questions

How do Square and Worldpay compare in 2026?

On the data below, Square leads on higher user rating and a free plan. We do not name an overall winner for this pair. Square has the higher user rating (4.6/5 from 1,211 reviews for Square, 3.1/5 from 73 reviews for Worldpay). Square starts at $49/mo, billed monthly; Worldpay has no public paid plan price on file. Only Square has a free plan.

What are Square and Worldpay used for?

Square: Payment processing and POS systems. Worldpay: Unleash your payments potential with secure, flexible, and global payment processing solutions.

What does Square cost vs Worldpay?

Square's cheapest paid plan is Plus at $49/mo, billed monthly; it also has a free plan. Worldpay has no public paid-plan price on file. Prices read on the vendors' pricing pages, latest check Oct 3, 2026.

What's the main difference between Square and Worldpay?

Square's main strength: easy payment processing. Worldpay's main strength: extensive global reach supporting 170+ countries and numerous currencies.

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