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Pricing Calculator

Cleo AI Pricing Calculator

Estimate your monthly and annual cost for Cleo AI based on team size. Compare 4 plans side-by-side, then jump straight to cheaper alternatives if the total looks high.

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4 plans
Team size
10 seats
1 50 100 200
Free
Free
Free
  • App download is free
  • A cash advance can be requested without subscribing, if eligible
Best fit for 10 seats
Plus
$5.99
Flat monthly rate
Annual cost: $71.88/yr
  • Cash advance up to $250 (eligible users)
  • Credit support and credit score insights
  • Debt Reset plan
Pro
$8.99
Flat monthly rate
Annual cost: $108/yr
  • Everything in Plus
  • High-yield savings at 2.75% APY
  • Advanced AI coaching
Builder
$14.99
Flat monthly rate
Annual cost: $180/yr
  • Everything in Pro
  • Cash advance up to $500 (eligible users)
  • Cleo Card
  • Early income access
See full Cleo AI pricing Estimates exclude taxes, add-ons, and discounts. Verify with Cleo AI before purchase.
Cleo AI monthly cost by team size, prices read October 2026. Per-seat plans are multiplied by the number of seats; yearly cost is 12 times the monthly figure.
Plan 5 seats 10 seats 25 seats 50 seats 100 seats
Free Free Free Free Free Free
Plus $5.99 $5.99 $5.99 $5.99 $5.99
Pro $8.99 $8.99 $8.99 $8.99 $8.99
Builder $14.99 $14.99 $14.99 $14.99 $14.99
Full review
Cleo AI review
Features, pros, cons, and integrations.
Pricing analysis
Cleo AI pricing review
Hidden costs, plan comparisons, and what to negotiate.
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Cleo AI pricing FAQ

How much does Cleo AI cost?

Cleo AI offers 4 plans. The lowest paid tier starts at $5.99/mo, billed monthly. Use the calculator above to estimate your total monthly and annual cost based on team size, or read our Cleo AI pricing breakdown for hidden costs.

Is the Cleo AI pricing calculator accurate?

The calculator uses Cleo AI's published list prices. Final pricing may include taxes, regional adjustments, annual discounts, or volume negotiation not reflected here. Verify the final number with Cleo AI before purchase.

Are there cheaper alternatives to Cleo AI?

Toolradar ranks the tools that solve the same problem as Cleo AI, with their prices. Browse our best personal finance ranking to compare costs.

Methodology. Plan data is parsed from Cleo AI's public pricing page and refreshed by Toolradar editors. Figures are estimates: Cleo AI pricing can change, may include taxes, regional adjustments, or volume discounts not reflected here. Toolradar receives no commission from Cleo AI; our editorial policy explains how we stay independent. Always verify final pricing with Cleo AI before purchase.