Melio starts at $25/month on the Core plan.
Verified Oct 2026 from the official pricing page.
Is Melio worth the price?
Melio's pricing is fair, offering a generous free tier for small businesses with limited ACH needs.
The Core plan at $25/month provides good value for unlimited ACH, though the 2.9% card fee remains. The Scale plan is for larger businesses requiring custom solutions.
Pricing Plans
Free
- 5 free ACH/mo
- Sync with accounting
- Pay by bank or card
- 2.9% card fee
Core
$25/month
- Unlimited ACH
- 1 user seat
- Accounting sync
- 2.9% card fee
Scale
Custom
- Unlimited users
- Premium support
- Advanced controls
Hidden Costs & Gotchas
2.9% fee on all card payments across all tiers
How Melio compares
1 of 2 direct competitors offers a free plan.
Melio Pricing FAQ
How much does Melio cost?
Melio starts at $25/month on the Core plan. A free plan is also available.
Does Melio have a free plan?
Yes. Melio offers a free plan called "Free". It includes: 5 free ACH/mo, Sync with accounting, Pay by bank or card.
What are alternatives to Melio?
Alternatives to Melio include Pleo, EnergyCAP. Pleo starts at $49/user/month.
Melio alternatives
Direct competitors. Starting prices match the table above.
Sources
- Official Melio pricing: meliopayments.com/pricing (verified Oct 2026)
- Cite this data: Toolradar, Melio pricing verified Oct 2026, toolradar.com/tools/melio/pricing
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