Is Melio worth the price?
Melio's pricing is fair, offering a generous free tier for small businesses with limited ACH needs.
The Core plan at $25/month provides good value for unlimited ACH, though the 2.9% card fee remains. The Scale plan is for larger businesses requiring custom solutions.
Pricing Plans
Free
Free
- 5 free ACH/mo
- Sync with accounting
- Pay by bank or card
- 2.9% card fee
Core
$25/month
- Unlimited ACH
- 1 user seat
- Accounting sync
- 2.9% card fee
Scale
Custom
- Unlimited users
- Premium support
- Advanced controls
Hidden Costs & Gotchas
2.9% fee on all card payments across all tiers
Core plan limited to a single user seat
Custom pricing for advanced Scale features
Which Plan Do You Need?
Small businesses needing basic bill pay
Companies wanting to streamline AP/AR
Businesses scaling their payment operations
How Melio Compares to Competitors
Compared to Bill.com, which starts around $49/month for basic features, Melio's free tier and $25/month Core plan are more accessible for smaller businesses. However, both charge similar card processing fees. QuickBooks Bill Pay also offers integrated solutions, but Melio's focus on standalone bill payment can be more flexible.
Melio Pricing FAQ
How much does Melio cost?
Melio starts at $25/month on the Core plan. A free plan is also available with limited features.
Does Melio have a free plan?
Yes. Melio offers a free plan called "Free". It includes: 5 free ACH/mo, Sync with accounting, Pay by bank or card.
Is there a cheaper alternative to Melio?
Yes. Popular alternatives to Melio include Pleo, EnergyCAP. Free alternatives include Pleo. Compare them side-by-side on Toolradar.
Cheaper alternatives to Melio
Direct competitors with similar features. Many offer free tiers or lower per-seat pricing.
