Best Free Net Worth Trackers Tools in 2026

Wealthfolio is a beautiful, private, and open-source investment portfolio tracker designed to run locally on your devices. It allows users to track their investment portfolio composition, performance, and analytics, compare against benchmarks, and get a full picture of their net worth by including assets and liabilities. The platform emphasizes user control and privacy, with no account needed for its core functionality and the option to self-host. It caters to individual investors who prioritize data privacy and want comprehensive control over their financial information. Wealthfolio helps users understand their portfolio with built-in AI assistance, monitor income from dividends and interest, set and track financial goals, and stay aware of contribution limits for tax-advantaged accounts. While the core application is local-first, an optional 'Connect' subscription offers brokerage synchronization and multi-device access with end-to-end encryption, providing convenience without compromising data ownership.

Bloxley is a financial technology platform designed to simplify and empower personal finances through a single, intuitive mobile application. It offers essential banking services, including virtual and physical debit cards, money management tools, and AI-powered financial assistance. Bloxley aims to provide users with greater control and enjoyment over their money by eliminating minimums and hidden fees, and offering a range of features from basic spending and budgeting to advanced analytics and savings organization. Bloxley is ideal for individuals seeking a modern, secure, and user-friendly alternative to traditional banking. It caters to those who value convenience, smart financial tools, and robust security measures. The platform is particularly beneficial for users who want to manage their money across multiple countries (Canada, Germany, UAE, US initially) and those who appreciate AI-driven insights and conversational banking experiences. With various membership tiers, Bloxley can serve users looking for a free basic account or those desiring premium features like enhanced support and exclusive card options.

R0Y is a personal financial dashboard designed for users who want to track their transactions and balances without relying on third-party services. It offers a self-hosted solution, providing complete control over personal financial data. The tool is ideal for individuals seeking a private and secure way to manage their finances, offering a clear overview of income and expenses. This dashboard allows users to manually input transactions, categorize them, and view their financial health at a glance. By focusing on privacy and local data storage, R0Y caters to those who are wary of sharing sensitive financial information with external applications. It simplifies personal finance tracking by providing essential features in a straightforward, user-controlled environment.