Richwise
ClaimedSee your full financial picture and get practical steps to improve it
From $99/year Visit WebsiteThe Bottom Line
- Best for
- Households that want to track spending, plan finances, and project their future net worth.
- Price
- From $99/year. Compare plans
Key facts
- One paid Household plan, no free plan
- Available in the US and Canada
- Includes Wiseguard, an AI financial mentor that suggests practical next steps
Not for
People outside the US and Canada, or anyone who needs a free plan
What is Richwise?
Available on: Web
Preview
Key Features
- Connect bank accounts, cards, loans, and investments
- Automatically categorize transactions
- Project future net worth at different ages
- Track budgets and net worth
- Chat with Wiseguard and receive weekly money insights
Pricing Plans
Pricing checked Nov 8, 2026. Source: richwise.ai/pricing, read Nov 8, 2026
| Plan | Price | Details |
|---|---|---|
| Household | $99/year |
+3 more Show less
|
Is Richwise worth the price?
The Household tier at $99 per year is very fair for a couple, offering comprehensive financial aggregation and planning tools at roughly $8.25 per month.
This is generous compared to many per-person budgeting apps that charge similar monthly fees for a single user. It is best for financially engaged couples who want a unified view of their entire financial picture.
How Richwise's pricing compares
Richwise starts at $8.25/mo, billed yearly. Its direct competitors are priced on a different basis (per user, or in another currency), so each entry price below is shown with its own unit and currency and is not ranked against the others.
Entry paid plan, monthly price (billing term shown per row), in each tool's own currency. Pricing checked Nov 8, 2026.
Richwise by the numbers
Toolradar data: Richwise's entry paid plan ($8.25/mo, billed yearly) ranks #13 of 21 for price among the Personal Finance tools with a verified entry price and no stated unit, where the median is $7.99/mo. As of Nov 2026.
| Metric | Richwise | Peer median | Position (1 is best) |
|---|---|---|---|
| Entry paid plan | $8.25/mo, billed yearly | $7.99/mo | #13 of 21 tools with no stated price unit, verified price |
| Free plan | No | 57% have one | n/a |
Each position is counted among the tools that have data for that row, as noted under it. A lower entry price ranks higher; prices are read on vendor pages and compared only with tools priced on the same basis. All Personal Finance data · How we compute this. Advertising and placement fees are not inputs to any position.
Cite this: Toolradar, “Richwise by the numbers”, Nov 2026.
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Richwise FAQ
How does Richwise help users track their net worth?
How does Richwise compare to Monarch Money?
Does Richwise have any regional limitations?
What kind of user is Richwise best suited for?
How is Richwise priced?
How does Wiseguard, Richwise's AI financial mentor, provide advice?
Can Richwise show a user's future financial outlook?
What types of accounts can be connected to Richwise?
How does Richwise pricing compare with other Personal Finance tools?
Source: richwise.ai