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Empower Personal Dashboard

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Track net worth, cash flow, and investments

Personal FinanceFinanceNet Worth Trackers
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Tracked since2026
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The Bottom Line

Entry price

Free, no paid tier

Biggest pro

Genuinely free

Biggest con

Expect sales calls for the wealth-management upsell

What is Empower Personal Dashboard?

Editorial review
Empower Personal Dashboard (formerly Personal Capital) is a free tool to track net worth, cash flow, and investment portfolios, with a retirement planner and investment fee analyzer. Optional paid wealth-management services are offered separately.
how we evaluateSourceempower.com ↗

Pros & Cons

Pros

  • Genuinely free
  • Strong investment and retirement analytics
  • Consolidated net-worth view

Cons

  • Expect sales calls for the wealth-management upsell
  • Budgeting tools are basic

Key Features

Free net-worth trackingInvestment portfolio + fee analyzerRetirement plannerCash-flow & budgeting overview

Pricing

Free

Empower Personal Dashboard is completely free to use with no hidden costs.

View pricing

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Still deciding?

Most buyers shortlist 2 or 3 tools before committing. Pull a side-by-side comparison or browse the full alternatives shortlist below.

Empower Personal Dashboard vs QuickenHead-to-head: features, pricing, who winsEmpower Personal Dashboard vs Monarch MoneyHead-to-head: features, pricing, who winsEmpower Personal Dashboard vs Copilot MoneyHead-to-head: features, pricing, who wins

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Empower Personal Dashboard FAQ

How does Empower Personal Dashboard help someone track their net worth and investments?

Empower Personal Dashboard consolidates all your financial accounts into a single view to track net worth, cash flow, and investment portfolios. It includes a retirement planner and an investment fee analyzer to help you understand and optimize your holdings.

How does Empower Personal Dashboard compare to Monarch Money?

Empower Personal Dashboard is genuinely free to use, while Monarch Money requires a paid subscription. Empower offers stronger investment and retirement analytics, but its budgeting tools are more basic than Monarch Money's budgeting features.

What are the main limitations or trade-offs of using Empower Personal Dashboard?

The main trade-off is that you may receive sales calls for the optional paid wealth-management services, as the free tool is designed to upsell those services. Additionally, the budgeting tools are basic, so users looking for advanced budgeting may find them insufficient.

Which teams or users does Empower Personal Dashboard fit best?

Empower Personal Dashboard fits best for individuals focused on tracking their net worth, analyzing investment portfolios, and planning for retirement, rather than for teams or users who need advanced budgeting features.

How is Empower Personal Dashboard priced?

Empower Personal Dashboard is free to use with no paid plan required. Optional paid wealth-management services are offered separately for those who want professional investment management.

Can Empower Personal Dashboard analyze investment fees?

Yes, Empower Personal Dashboard includes an investment fee analyzer that helps you identify and understand the fees associated with your investment portfolios. This feature is part of the free tool.

Does Empower Personal Dashboard include a retirement planner?

Yes, Empower Personal Dashboard includes a retirement planner as part of its free features. The planner helps you project your retirement savings and income based on your current financial data.

Source: empower.com

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