Your money, beautifully organized. The money app that just works.
From $13/mo, free trialVisit WebsitePaid Visit Website
Tracked since 2026
The Bottom Line
- Price
- From $13/mo, free trial. Compare plans
Key facts
- AI-powered transaction tagging and spending analysis.
- Comprehensive financial tracking including spending, budgets, investments, and net worth.
- Consolidates all financial accounts into a single view for holistic money management.
Pros
- Personal finance app
- Good design
- Apple integration
- Active development
- Good features
Cons
- Apple only
- Subscription expensive
- US focused
- Feature gaps
- Better alternatives exist
What is Copilot Money?
Copilot Money is a personal finance application designed to help users navigate their finances with confidence. It offers comprehensive tools for tracking spending, managing budgets, monitoring investments, and calculating net worth. The platform aims to provide personalized recommendations to help users save money and grow their wealth.
The app utilizes AI to learn spending patterns and automatically tag transactions, becoming smarter with continued use. Key features include a daily spending line, tracking pending refunds and upcoming bills, budget rollovers for unspent funds, cash flow summaries, and subscription detection. It consolidates all financial accounts, including stocks, crypto, and real estate, into one view to provide a holistic net worth overview and live performance estimates for investments.
Copilot Money is ideal for individuals looking for an intelligent and integrated solution to manage their personal finances, gain insights into their spending habits, optimize savings, and track their overall financial health across various asset classes.
Available on: iOS, macOS, Web
Louis Corneloup Source copilot.money ↗
Key Features
- Personal finance
- Account aggregation
- Budget tracking
- Investment tracking
- Net worth
- iOS native
Pricing Plans
30-day Free TrialPricing checked Oct 7, 2026
| Plan | Price | Details |
|---|---|---|
| Monthly | $13/monthly |
+1 more Show less
|
| Annual | $95/annual |
+1 more Show less
|
Is Copilot Money worth the price?
Good value
Copilot Money's pricing, at $13/month or $95/year, is on the higher end for personal finance apps, especially considering the market.
The annual plan offers a significant discount, effectively making it $7.92/month, which is more competitive. This pricing is best for users deeply invested in the Apple ecosystem who prioritize a premium, ad-free experience and robust budgeting tools.
Reviews
$99 Free with your review
Write a reviewReview Copilot Money, get a free AI guide
Share your experience and we will send you Improve Your Thinking Patterns Using ChatGPT, free.
Best Copilot Money Alternatives
Top alternatives based on features, pricing, and user needs.
Still deciding?
Most buyers shortlist 2 or 3 tools before committing. Pull a side-by-side comparison or browse the full alternatives shortlist below.
Explore More
Copilot Money FAQ
How does Copilot Money help users manage their daily spending?
Copilot Money provides a daily spending line feature that helps users visualize and manage their expenditures. It also learns spending patterns through AI to automatically tag transactions, making it easier to track where money goes.
Which teams or individuals would benefit most from Copilot Money?
Copilot Money is ideal for individuals seeking an intelligent and integrated solution to manage their personal finances. It helps users gain insights into spending habits, optimize savings, and track overall financial health across various asset classes.
How does Copilot Money compare to TaxLens in terms of functionality?
Copilot Money focuses on comprehensive personal finance management, including budgeting, spending tracking, and net worth calculation across various assets. TaxLens, on the other hand, is designed for tax-related financial organization, which is a different primary use case.
Does Copilot Money integrate all financial accounts for a complete overview?
Yes, Copilot Money consolidates all financial accounts, including stocks, crypto, and real estate, into one unified view. This provides users with a holistic net worth overview and live performance estimates for their investments.
What kind of limitations should potential users be aware of with Copilot Money?
Potential users should note that Copilot Money is currently Apple-only and primarily focused on the US market. Additionally, it operates on a subscription model, which is described as expensive.
How is Copilot Money priced?
Copilot Money is offered as a paid product, meaning there is no permanently free tier available for its use. Access to its features and services requires a subscription.
Can Copilot Money help with identifying recurring expenses?
Yes, Copilot Money includes a subscription detection feature to help users identify recurring expenses. It also tracks pending refunds and upcoming bills to provide a clearer financial picture.
Source: copilot.money