Copilot Money
UnclaimedYour money, beautifully organized. The money app that just works.
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TL;DR - Copilot Money
- AI-powered transaction tagging and spending analysis.
- Comprehensive financial tracking including spending, budgets, investments, and net worth.
- Consolidates all financial accounts into a single view for holistic money management.
Pricing: Paid only
Best for: Enterprises & pros
Score: 80/100
Pros & Cons
Pros
- Personal finance app
- Good design
- Apple integration
- Active development
- Good features
Cons
- Apple only
- Subscription expensive
- US focused
- Feature gaps
- Better alternatives exist
Key Features
Personal financeAccount aggregationBudget trackingInvestment trackingNet worthiOS native
Pricing Plans
30-day Free TrialMonthly
$13/monthly
- Full budgeting features
- Bank account syncing
- Net worth tracking
- Ad-free experience
Annual
$95/annual
- All features included
- Best value ($7.92/mo)
- No ads, no data selling
- Apple devices only
About Copilot Money
By Toolradar Team·
Copilot Money is a personal finance application designed to help users navigate their finances with confidence. It offers comprehensive tools for tracking spending, managing budgets, monitoring investments, and calculating net worth. The platform aims to provide personalized recommendations to help users save money and grow their wealth.
The app utilizes AI to learn spending patterns and automatically tag transactions, becoming smarter with continued use. Key features include a daily spending line, tracking pending refunds and upcoming bills, budget rollovers for unspent funds, cash flow summaries, and subscription detection. It consolidates all financial accounts, including stocks, crypto, and real estate, into one view to provide a holistic net worth overview and live performance estimates for investments.
Copilot Money is ideal for individuals looking for an intelligent and integrated solution to manage their personal finances, gain insights into their spending habits, optimize savings, and track their overall financial health across various asset classes.
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Copilot Money FAQ
Is Copilot Money available on Android?
No, as of 2025 Copilot Money is only available on iOS (iPhone, iPad) and macOS. There is no Android version currently available.
How does Copilot learn my spending habits?
Copilot uses machine learning to analyze your transaction history and spending patterns. Over time, it improves categorization accuracy, predicts recurring expenses, and creates more realistic budgets based on your actual behavior.
What financial accounts can I connect?
Copilot connects to over 10,000 institutions including banks, credit cards, investment accounts, loans, and even platforms like Venmo, Coinbase, and Apple Card. Most major US financial institutions are supported.
Does Copilot sell my financial data?
No, Copilot operates on a paid subscription model specifically to avoid monetizing user data. They do not show ads or sell your financial information to third parties.
Is there a free trial?
Yes, Copilot offers a free one-month trial to explore all features before committing to a subscription.
Source: copilot.money