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Halfway

Claimed

Split bills by income, track spending, and keep personal finances private

From $11.99/mo, billed monthly (free plan available) Visit Website
Tracked since 2026
Verified vendor

The Bottom Line

Best for
Couples with different incomes who want to manage shared expenses and budgets.
Price
From $11.99/mo, billed monthly (free plan available). Compare plans

Key facts

  • For couples earning different incomes
  • One subscription per household

What is Halfway?

The personal finance app for couples and spouses. Split household bills by income, track spending habits, and manage your money together, all while keeping personal finances private. Available on web, iOS and Android.

Available on: Web, iOS, Android

Preview

Key Features

  • Split shared expenses by income or custom ratios
  • Track shared and personal budgets and savings goals
  • Sync bank accounts through Plaid on Premium
  • Track recurring bills and subscriptions
  • Forecast net worth and model life events on Premium

Pricing Plans

Free Trial

Pricing checked Oct 28, 2026. Source: meethalfway.app/pricing, read Oct 28, 2026

Halfway plans and prices, checked October 2026
Plan Price Details
Free

$0

  • Unlimited manual transactions
  • Up to 5 shared and personal budgets
  • Up to 3 repeating bills and incomes
+3 more
  • Income-based fair splitting
  • Shared and personal savings goals
  • Overspending alerts
Premium

$11.99/month

  • Covers both partners
  • Automatic bank syncing
  • Bank-file imports
+3 more
  • AI-powered categorization
  • Unlimited budgets, repeating bills, and budget templates
  • Unlimited conversations with Penny

Is Halfway worth the price?

Good value

The pricing is fair and generous for couples, with a free tier that covers essential budgeting and a $11.99/month Premium that includes both partners, making it cheaper than many per-person finance apps.

It's best for couples who want automated tracking and AI insights without breaking the bank.

Hidden Costs & Gotchas

Premium costs $11.99 per month

Full Halfway pricing: every plan, hidden costs and alternatives

Email me when Halfway changes its price

One email per change, found on the vendor's own pricing page. Unsubscribe any time.

Halfway by the numbers

Toolradar data: Halfway's entry paid plan ($11.99/mo, billed monthly) ranks #18 of 24 for price among the Personal Finance tools with a verified entry price and no stated unit, where the median is $8.12/mo. As of Nov 2026.

Halfway compared with 67 Personal Finance tools on Toolradar, as of Nov 2026
Metric Halfway Peer median Position (1 is best)
Entry paid plan $11.99/mo, billed monthly $8.12/mo #18 of 24 tools with no stated price unit, verified price
Free plan Yes 64% have one n/a
Listed as an alternative to 1 tool 1 #31 of 67 (joint)

Each position is counted among the tools that have data for that row, as noted under it. A lower entry price ranks higher; prices are read on vendor pages and compared only with tools priced on the same basis. All Personal Finance data · How we compute this. Advertising and placement fees are not inputs to any position.

Cite this: Toolradar, “Halfway by the numbers”, Nov 2026.

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Halfway FAQ

How does Halfway split household bills between partners?

Halfway splits household bills by income, so each partner contributes proportionally to what they earn. This helps couples manage shared expenses fairly without merging all their finances.

How does Halfway differ from YNAB for couples?

Halfway is designed specifically for couples and spouses, combining income-based bill splitting, spending tracking, and private personal finance management. YNAB, a named competitor, takes a broader budgeting approach, while Halfway focuses on the shared household dynamic.

Does Halfway's free tier include all features?

No, Halfway's free tier provides access to the app, but paid plans unlock more usage and features. The free tier is a way to start managing shared finances without a paid commitment.

Which couples or households does Halfway fit best?

Halfway fits couples and spouses who want to manage money together while keeping personal finances private. It is particularly useful for households where incomes differ, since bills are split proportionally by income.

How is Halfway priced?

Halfway uses a freemium pricing model: it is available on a free tier, with paid plans for more usage and features. This means couples can start with the free tier and upgrade if they need additional capabilities.

Can Halfway track spending habits while keeping personal finances private?

Yes, Halfway lets couples track spending habits and manage shared money while preserving personal financial privacy. Its core features combine joint bill management with individual financial separation.

Does Halfway work across multiple devices?

Yes, Halfway is available on web, iOS, and Android, so couples can manage their finances from a phone, tablet, or computer. This cross-platform availability supports shared use.

How does Halfway pricing compare with other Personal Finance tools?

Halfway's entry paid plan ($11.99/mo, billed monthly) ranks #18 of 24 for price among the Personal Finance tools with a verified entry price and no stated unit, where the median is $8.12/mo. Prices are read on each vendor's own pricing page and compared only with tools priced on the same basis. Source: Toolradar, Nov 2026.

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