Track spending, set budgets, and understand your finances with privacy and simplicity.
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Tracked since2026
0 reviews trackedThe Bottom Line
Entry price
Free, no paid tier
Biggest pro
No account, sign-up, email, or password required
Biggest con
Limited to Apple devices (iOS/macOS ecosystem)
TL;DR - Kept
- Private and secure personal finance tracking with no accounts or tracking.
- Works fully offline with all data stored locally on your device.
- Offers transaction tracking, budgeting, and financial insights through charts.
Pricing: Free forever
Best for: Individuals & startups
What is Kept?
Kept is a personal finance tracking application designed for users who prioritize privacy and simplicity in managing their money. It allows individuals to record income and expenses, categorize transactions, and set budgets without the need for an account, email, or password. The app operates entirely offline, storing all financial data locally on the user's device, ensuring that personal financial information remains private and is never transmitted to external servers.
This tool is ideal for anyone looking for a straightforward and secure way to monitor their spending habits, visualize financial trends through charts and analytics, and maintain control over their budget without the distractions of ads or complex features. Kept emphasizes user control, offering optional iCloud sync for multi-device use and robust security features like App Lock with Face ID or Touch ID. It's built for those who want to understand their money better without compromising their data privacy.
Available on: iOS
Pros & Cons
Pros
- No account, sign-up, email, or password required
- Works fully offline, ensuring data availability anywhere
- Strict privacy policy: no ads, no tracking, data stays on device
- Simple and focused interface, easy to use
- Free to download and use without subscriptions
Cons
- Limited to Apple devices (iOS/macOS ecosystem)
- Reliance on iCloud for multi-device sync might not suit all users
- May lack advanced features found in more comprehensive finance apps
Key Features
Track income and expensesCategorize transactions with notes and search historyCharts and analytics (line, bar, pie charts)Set weekly, monthly, or yearly budgetsApp Lock with Face ID, Touch ID, or PINImport and export data (CSV, Numbers, JSON)Optional iCloud Sync across devices
Pricing
Free
Kept is completely free to use with no hidden costs.
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Kept FAQ
How does Kept ensure my financial data remains private?
Kept is designed with privacy by default. It requires no account creation, email, or password. All your financial data is stored locally on your device using Apple's SwiftData framework and is never transmitted to external servers. The app also contains no ads, trackers, or analytics.
Can I use Kept on multiple Apple devices and keep my data synchronized?
Yes, Kept offers optional iCloud Sync. You can enable this feature to synchronize your financial data across your Apple devices using your personal iCloud account, giving you control over your data's cloud storage.
What types of budgets can I set within Kept?
Kept allows you to set flexible budgets. You can define spending limits on a weekly, monthly, or yearly basis, and the app provides clear visual indicators to help you track your progress in real-time.
What options are available for securing access to my Kept app?
You can secure your Kept app using the App Lock feature. This allows you to set sign-in protection with Face ID, Touch ID, or a 4-digit PIN, which also includes lockout protection to prevent unauthorized access to your financial information.
Source: kept.diversekit.cloud