Richwise Pricing 2026
Plans, hidden costs, and alternatives compared
Prices last confirmed on Nov 8, 2026 on richwise.ai. Same data as Markdown or JSON.
Cite this data: Toolradar, Richwise pricing verified Nov 2026, toolradar.com/tools/richwise/pricing
Richwise starts at $99/year on the Household plan.
Verified Nov 2026 from the official pricing page.
Is Richwise worth the price?
The Household tier at $99 per year is very fair for a couple, offering comprehensive financial aggregation and planning tools at roughly $8.25 per month.
This is generous compared to many per-person budgeting apps that charge similar monthly fees for a single user. It is best for financially engaged couples who want a unified view of their entire financial picture.
Pricing Plans
Household
$99/year
- For you and your partner
- Connect your banks, cards, loans and investments
- Crystal Ball: your future at any age
- Chat with Wiseguard, plus weekly moves
- Every transaction sorted for you
- Budgets, net worth, your level and Skill Up
How Richwise compares
3 of 5 direct competitors offer a free plan.
| Tool | Starting price | Free plan |
|---|---|---|
| Richwise | $99/year, billing unit not specified | No |
| Monarch Money | $14.99/month flat for the whole organisation | No |
| Copilot Money | $95/year, billing unit not specified | No |
| Empower Personal Dashboard | Free | Yes |
| Rocket Money | $4/month, billing unit not specified | Yes |
| Cleo AI | $5.99/month, billing unit not specified | Yes |
Richwise Pricing FAQ
How much does Richwise cost?
Richwise starts at $99/year on the Household plan.
Does Richwise have a free plan?
Richwise does not offer a permanent free plan. Paid plans are required from day one.
What are alternatives to Richwise?
Alternatives to Richwise include Monarch Money, Copilot Money, Empower Personal Dashboard, Rocket Money. Empower Personal Dashboard is fully free. Monarch Money starts at $14.99/month flat for the whole organisation; Copilot Money starts at $95/year, billing unit not specified; Rocket Money starts at $4/month, billing unit not specified.
Richwise alternatives
Direct competitors. Starting prices match the table above.
Sources
- Official Richwise pricing: richwise.ai/pricing (verified Nov 2026)
- Cite this data: Toolradar, Richwise pricing verified Nov 2026, toolradar.com/tools/richwise/pricing
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