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Copilot Money vs PropRetire: Pricing and Ratings Compared (2026)

Entry prices and free plans as read on each vendor's pricing page, and user ratings as published on review sites, for Copilot Money and PropRetire side by side. This page compares data; it is not a hands-on review.

On the data: On the data below the two are close or not directly comparable, so we do not name a winner for this pair.

Data comparison compiled by Toolradar, not hand-reviewed Methodology
Data comparison Pricing checked Oct 18, 2026

Short on time? Here's the quick answer

Based on published vendor pricing and features and on public review data, here's who should pick what:

Copilot Money

Your money, beautifully organized. The money app that just works.

Best for you if:

  • • You want personal finance app

PropRetire

See the tax on a sale, a home's value and its suburb score. Share reports with your accountant, from your own records.

Best for you if:

  • • Australian households with rental properties near retirement, and the accountants and advisers who work with them
At a glance: Copilot Money vs PropRetire
At a Glance
Copilot Money Copilot Money
PropRetire PropRetire
Starts at
From $95/year Annual plan
From A$49/mo, billed monthly Personal plan
Category
Personal Finance Budgeting Apps
Personal Finance Real Estate Investment
Rating
n/a n/a
Free plan
No No

Choose Copilot Money or PropRetire?

Copilot Money

Choose Copilot Money if

  • You want personal finance app
  • You want good design
PropRetire

Choose PropRetire if

  • Australian households with rental properties near retirement, and the accountants and advisers who work with them
  • You want see the tax on a sale, a home's value and its suburb score. Share reports with your accountant, from your own records

In-Depth Analysis

Copilot Money Copilot Money

Your money, beautifully organized. The money app that just works.

Good value

Copilot Money's pricing, at $13/month or $95/year, is on the higher end for personal finance apps, especially considering the market.

Strengths

  • Pro: Personal finance app
  • Pro: Good design
  • Pro: Apple integration
  • Pro: Active development
  • Pro: Good features

Weaknesses

  • Con: Apple only
  • Con: Subscription expensive
  • Con: US focused
  • Con: Feature gaps
  • Con: Better alternatives exist

Key features

Personal finance Account aggregation Budget tracking Investment tracking Net worth iOS native

PropRetire PropRetire

See the tax on a sale, a home's value and its suburb score. Share reports with your accountant, from your own records.

Key features

Records properties, loans, income and cash once Works out the tax on a sale Sets future cashflow choices side by side, such as keeping every property or selling the investments

Plans and prices: Copilot Money vs PropRetire

Plans and prices of Copilot Money and PropRetire, as read on each vendor's pricing page. Each plan keeps its own billing unit.
Tool Plans and prices Source
Copilot Money
  • Monthly: $13/mo, billed monthly
  • Annual: $95/year
copilot.money/pricing read Oct 18, 2026
PropRetire
  • Personal: A$49/mo, billed monthly
  • Business: A$399/mo, billed monthly
propretire.com.au/pricing

Prices as read on each vendor's own pricing page on the date shown. Plans are listed per tool and are not matched against the other tool's plans: a plan name or price in one column says nothing about the same row in the other. Details on Copilot Money pricing and PropRetire pricing.

Key Takeaways

Copilot Money

  • Choose if you want your money, beautifully organized. The money app that just works

PropRetire

  • Choose if you want see the tax on a sale, a home's value and its suburb score. Share reports with your accountant, from your own records

What the data shows

On the data below the two are close or not directly comparable, so we do not name a winner for this pair.

  • Entry prices are not ranked, they are charged on different bases: Copilot Money $95/year; PropRetire A$49/mo, billed monthly.

Criteria: user rating (only above 20 reviews on both sides, gap of 0.2 or more), entry price (only on the same billing basis), free plan. How we rate

Frequently Asked Questions

How do Copilot Money and PropRetire compare in 2026?

On the data below the two are close or not directly comparable, so we do not name a winner for this pair. Entry prices are not ranked, they are charged on different bases: Copilot Money $95/year; PropRetire A$49/mo, billed monthly.

What are Copilot Money and PropRetire used for?

Copilot Money: Your money, beautifully organized. The money app that just works. PropRetire: See the tax on a sale, a home's value and its suburb score. Share reports with your accountant, from your own records.

What does Copilot Money cost vs PropRetire?

Copilot Money's cheapest paid plan is Annual at $95/year. PropRetire's cheapest paid plan is Personal at A$49/mo, billed monthly. Prices read on the vendors' pricing pages, latest check Oct 18, 2026.

What's the main difference between Copilot Money and PropRetire?

Copilot Money's main strength: personal finance app. PropRetire focuses on see the tax on a sale, a home's value and its suburb score. Share reports with your accountant, from your own records.

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