Float vs Yomio: Pricing and Ratings Compared (2026)
Entry prices and free plans as read on each vendor's pricing page, and user ratings as published on review sites, for Float and Yomio side by side. This page compares data; it is not a hands-on review.
On the data: On the data below, Yomio leads on a free plan. We do not name an overall winner for this pair.
Short on time? Here's the quick answer
Based on published vendor pricing and features and on public review data, here's who should pick what:
Float
Unlock cash visibility and make confident financial decisions with visual cash flow forecasting.
Best for you if:
- • You want cash flow forecasting
Yomio
Track every item on your receipts, understand spending patterns, and manage family budgets effortlessly.
Best for you if:
- • You want a free tier before you commit
| At a Glance | Float | Yomio |
|---|---|---|
Starts at | From $265/mo flat, billed monthly Growth plan | Free plan |
Category | Finance Analytics | Finance Analytics |
Rating | 4.5/5 Capterra 4.5 1,621 reviews | n/a |
Free plan | No | Yes |
Watch out for | Limited to Xero, QuickBooks, or FreeAgent integrations only, if you use Sage, Wave, or another accounting tool, Float won't connect to your data | n/a |
Choose Float or Yomio?
Choose Float if
- You want cash flow forecasting
- You want good integration
Choose Yomio if
- You want a free tier before you commit
- You want item-level receipt scanning goes deeper than bank categorization
- You want yopilot AI lets you ask spending questions in plain language
In-Depth Analysis
Float
Unlock cash visibility and make confident financial decisions with visual cash flow forecasting.
Float is a solid cash flow forecasting tool for small businesses using Xero, QuickBooks, or FreeAgent, with pricing that scales by both plan tier and annual revenue.
Watch out
Limited to Xero, QuickBooks, or FreeAgent integrations only, if you use Sage, Wave, or another accounting tool, Float won't connect to your data
Strengths
- Pro: Cash flow forecasting
- Pro: Good integration
- Pro: Active development
- Pro: Good features
- Pro: Fair pricing
Weaknesses
- Con: Limited features
- Con: Learning curve
- Con: Better alternatives exist
- Con: Feature gaps
- Con: Support varies
Key features
Yomio
Track every item on your receipts, understand spending patterns, and manage family budgets effortlessly.
The pricing for Yomio appears fair, offering a robust free tier for basic users.
Strengths
- Pro: Item-level receipt scanning goes deeper than bank categorization
- Pro: Yopilot AI lets you ask spending questions in plain language
- Pro: Family sharing enables joint household budget visibility
- Pro: Clean visual analytics make spending patterns obvious
- Pro: Cross-platform with seamless cloud sync
Weaknesses
- Con: Relies on OCR accuracy, damaged receipts may fail
- Con: Premium subscription required for AI features
- Con: Relatively new app with limited track record
- Con: No desktop or web app, mobile only
Key features
Plans and prices: Float vs Yomio
| Tool | Plans and prices | Source |
|---|---|---|
| Float |
| floatapp.com/pricing read Oct 31, 2026 |
| Yomio | No plan prices on file | yomio.app read Sep 29, 2026 |
Prices as read on each vendor's own pricing page on the date shown. Plans are listed per tool and are not matched against the other tool's plans: a plan name or price in one column says nothing about the same row in the other. Details on Float pricing and Yomio pricing.
Key Takeaways
Float
- Choose if you want unlock cash visibility and make confident financial decisions with visual cash flow forecasting
Yomio
- Has a free plan
What the data shows
On the data below, Yomio leads on a free plan. We do not name an overall winner for this pair.
- Only Float has a published user rating (4.5/5 from 1,621 reviews); Yomio has none we can show.
- Float starts at $265/mo flat, billed monthly; Yomio has no public paid plan price on file.
- Only Yomio has a free plan.
Criteria: user rating (only above 20 reviews on both sides, gap of 0.2 or more), entry price (only on the same billing basis), free plan. How we rate
Frequently Asked Questions
How do Float and Yomio compare in 2026?
On the data below, Yomio leads on a free plan. We do not name an overall winner for this pair. Only Float has a published user rating (4.5/5 from 1,621 reviews); Yomio has none we can show. Float starts at $265/mo flat, billed monthly; Yomio has no public paid plan price on file. Only Yomio has a free plan.
What are Float and Yomio used for?
Float: Unlock cash visibility and make confident financial decisions with visual cash flow forecasting. Yomio: Track every item on your receipts, understand spending patterns, and manage family budgets effortlessly.
What does Float cost vs Yomio?
Float's cheapest paid plan is Growth at $265/mo flat, billed monthly. Yomio has no public paid-plan price on file. Prices read on the vendors' pricing pages, latest check Oct 31, 2026.
What's the main difference between Float and Yomio?
Float's main strength: cash flow forecasting. Yomio's main strength: item-level receipt scanning goes deeper than bank categorization.