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Google Sheets vs Wealthfolio: Pricing and Ratings Compared (2026)

Entry prices and free plans as read on each vendor's pricing page, and user ratings as published on review sites, for Google Sheets and Wealthfolio side by side. This page compares data; it is not a hands-on review.

On the data: On the data below the two are close or not directly comparable, so we do not name a winner for this pair.

Data comparison compiled by Toolradar, not hand-reviewed Methodology
Data comparison 997 user reviews compared Pricing checked Oct 2, 2026

Short on time? Here's the quick answer

Based on published vendor pricing and features and on public review data, here's who should pick what:

Google Sheets

Create, edit, and collaborate on spreadsheets online, for free.

Best for you if:

  • • You want a fully free tool (Wealthfolio requires payment)

Wealthfolio

Open-source, offline, and private investment tracker for desktop, mobile, and web.

Best for you if:

  • • You want open-source and auditable code
At a glance: Google Sheets vs Wealthfolio
At a Glance
Google Sheets Google Sheets
Wealthfolio Wealthfolio
Starts at
Free plan, paid from €6.80/user/mo, billed yearly Business Starter plan
Free plan
Category
Spreadsheets Productivity
Finance Personal Finance
Rating
3.7/5 Capterra 4.8 · SourceForge 2.4 997 reviews n/a
Free plan
Yes Yes
Watch out for
Storage limits on free tier can be hit quickly. n/a

Choose Google Sheets or Wealthfolio?

Google Sheets

Choose Google Sheets if

  • You want a fully free tool (Wealthfolio requires payment)
  • You want free and powerful
  • You want great collaboration
  • You work in spreadsheets, not finance
Wealthfolio

Choose Wealthfolio if

  • You want open-source and auditable code
  • You want prioritizes user privacy with local data storage
  • You work in finance, not spreadsheets

In-Depth Analysis

Google Sheets Google Sheets

Create, edit, and collaborate on spreadsheets online, for free.

Great value

Google Sheets itself is free, which is incredibly generous and makes it accessible to everyone.

Watch out

Storage limits on free tier can be hit quickly.

Strengths

  • Pro: Free and powerful
  • Pro: Great collaboration
  • Pro: Good formulas
  • Pro: Apps Script for automation
  • Pro: Integrates well

Weaknesses

  • Con: Performance with large sheets
  • Con: Privacy concerns
  • Con: Less features than Excel
  • Con: Offline mode limited
  • Con: Some formatting issues

Key features

Cloud spreadsheets Real-time collaboration Formulas Charts Google integration Free to use

Wealthfolio Wealthfolio

Open-source, offline, and private investment tracker for desktop, mobile, and web.

Good value

The Wealthfolio free tier is incredibly generous, offering a comprehensive suite of features for an investment tracker.

Strengths

  • Pro: Open-source and auditable code
  • Pro: Prioritizes user privacy with local data storage
  • Pro: No account required for core functionality
  • Pro: Comprehensive investment and net worth tracking features
  • Pro: Optional brokerage sync and multi-device access via 'Connect' subscription

Weaknesses

  • Con: Brokerage sync and multi-device access require a paid subscription
  • Con: Core functionality requires manual data import without 'Connect'
  • Con: AI and licensed market data are part of higher-tier 'Connect' plans or require user-provided keys

Key features

Investment Tracking Net Worth Tracking AI Assistant for portfolio insights Account Aggregation (manual CSV or optional brokerage sync) Performance Dashboard with benchmarking Income Tracking (dividends, interest)

Plans and prices: Google Sheets vs Wealthfolio

Plans and prices of Google Sheets and Wealthfolio, as read on each vendor's pricing page. Each plan keeps its own billing unit.
Tool Plans and prices Source
Google Sheets
  • Free: Free
  • Business Starter: €6.80/user/mo, billed yearly
  • Business Standard: €13.60/user/mo, billed yearly
  • Business Plus: €21.10/user/mo, billed yearly
workspace.google.com/pricing
Wealthfolio
  • Wealthfolio: Free
  • Wealthfolio Connect: Custom pricing
wealthfolio.app read Oct 2, 2026

Prices as read on each vendor's own pricing page on the date shown. Plans are listed per tool and are not matched against the other tool's plans: a plan name or price in one column says nothing about the same row in the other. Details on Google Sheets pricing and Wealthfolio pricing.

Key Takeaways

Google Sheets

  • Choose if you want create, edit, and collaborate on spreadsheets online, for free

Wealthfolio

  • Choose if you want open-source, offline, and private investment tracker for desktop, mobile, and web

What the data shows

On the data below the two are close or not directly comparable, so we do not name a winner for this pair.

  • Only Google Sheets has a published user rating (3.7/5 from 997 reviews); Wealthfolio has none we can show.
  • Google Sheets starts at €6.80/user/mo, billed yearly; Wealthfolio has no public paid plan price on file.
  • Both have a free plan.

Criteria: user rating (only above 20 reviews on both sides, gap of 0.2 or more), entry price (only on the same billing basis), free plan. How we rate

Frequently Asked Questions

How do Google Sheets and Wealthfolio compare in 2026?

On the data below the two are close or not directly comparable, so we do not name a winner for this pair. Only Google Sheets has a published user rating (3.7/5 from 997 reviews); Wealthfolio has none we can show. Google Sheets starts at €6.80/user/mo, billed yearly; Wealthfolio has no public paid plan price on file. Both have a free plan.

What are Google Sheets and Wealthfolio used for?

Google Sheets: Create, edit, and collaborate on spreadsheets online, for free. Wealthfolio: Open-source, offline, and private investment tracker for desktop, mobile, and web.

What does Google Sheets cost vs Wealthfolio?

Google Sheets's cheapest paid plan is Business Starter at €6.80/user/mo, billed yearly. Wealthfolio has no public paid-plan price on file. Prices read on the vendors' pricing pages, latest check Oct 2, 2026.

What's the main difference between Google Sheets and Wealthfolio?

Google Sheets's main strength: free and powerful. Wealthfolio's main strength: open-source and auditable code.

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