Mercury vs Soldo: Pricing and Ratings Compared (2026)
Entry prices and free plans as read on each vendor's pricing page, and user ratings as published on review sites, for Mercury and Soldo side by side. This page compares data; it is not a hands-on review.
On the data: On the data below, Mercury leads on a free plan. We do not name an overall winner for this pair.
Short on time? Here's the quick answer
Based on published vendor pricing and features and on public review data, here's who should pick what:
Mercury
Business banking for startups. Open an account online in minutes
Best for you if:
- • You want a free tier before you commit
Soldo
Simplify spend management, liberate finance teams, and empower employees with controlled spending.
Best for you if:
- • You want a tool that centralizes all company spending in one platform
| At a Glance | Mercury | Soldo |
|---|---|---|
Starts at | Free plan, paid from $35/mo flat, billed monthly Mercury Plus plan | From €21/mo, billed monthly Standard plan |
Category | Finance Expense Management | Finance Expense Management |
Rating | 4.6/5 G2 4.4 · Capterra 4.8 182 reviews | 4.5/5 G2 4.5 · Capterra 4.7 · SourceForge 4.3 406 reviews |
Free plan | Yes | No |
Watch out for | Non-USD international wires carry a 1% currency exchange fee and non-USD card transactions a 3% fee | VAT is extra: the listed plan prices exclude VAT, so the invoice adds it on top. |
Choose Mercury or Soldo?
Choose Mercury if
- You want a free tier before you commit
Choose Soldo if
- You want a tool that centralizes all company spending in one platform
- You want a tool that reduces administrative tasks for finance teams
In-Depth Analysis
Mercury
Business banking for startups. Open an account online in minutes
The free Mercury plan is exceptionally generous, with no monthly fees or minimum balances, and the paid plans (Mercury Plus at $35/month, or $29.90/month billed annually, and Mercury Pro at $299/month billed annually) add invoicing and accounting extras.
Watch out
Non-USD international wires carry a 1% currency exchange fee and non-USD card transactions a 3% fee
Strengths
- Pro: No fees
- Pro: Great UX
- Pro: API access
Weaknesses
- Con: Limited credit options
- Con: US only
Key features
Soldo
Simplify spend management, liberate finance teams, and empower employees with controlled spending.
Soldo prints two list starts on soldo.com/en/pricing: Standard from €21/month + VAT and Plus from €33/month + VAT.
Watch out
VAT is extra: the listed plan prices exclude VAT, so the invoice adds it on top.
Strengths
- Pro: Centralizes all company spending in one platform.
- Pro: Reduces administrative tasks for finance teams.
- Pro: Provides real-time visibility and control over expenses.
- Pro: Empowers employees with flexible, controlled spending.
- Pro: Ensures compliance and audit-readiness.
Weaknesses
- Con: No explicit mention of a free trial or free tier.
- Con: Specific pricing details are not publicly available on the website.
Key features
Plans and prices: Mercury vs Soldo
| Tool | Plans and prices | Source |
|---|---|---|
| Mercury |
| mercury.com/pricing read Nov 5, 2026 |
| Soldo |
| soldo.com/en/pricing read Oct 22, 2026 |
Prices as read on each vendor's own pricing page on the date shown. Plans are listed per tool and are not matched against the other tool's plans: a plan name or price in one column says nothing about the same row in the other. Details on Mercury pricing and Soldo pricing.
Key Takeaways
Mercury
- Has a free plan
Soldo
- Choose Soldo if you want to simplify spend management, liberate finance teams, and empower employees with controlled spending
What the data shows
On the data below, Mercury leads on a free plan. We do not name an overall winner for this pair.
- User ratings are within 0.2 points (4.6/5 from 182 reviews for Mercury, 4.5/5 from 406 reviews for Soldo).
- Entry prices are not ranked, they are charged on different bases: Mercury $35/mo flat, billed monthly; Soldo €21/mo, billed monthly.
- Only Mercury has a free plan.
Criteria: user rating (only above 20 reviews on both sides, gap of 0.2 or more), entry price (only on the same billing basis), free plan. How we rate
Frequently Asked Questions
How do Mercury and Soldo compare in 2026?
On the data below, Mercury leads on a free plan. We do not name an overall winner for this pair. User ratings are within 0.2 points (4.6/5 from 182 reviews for Mercury, 4.5/5 from 406 reviews for Soldo). Entry prices are not ranked, they are charged on different bases: Mercury $35/mo flat, billed monthly; Soldo €21/mo, billed monthly. Only Mercury has a free plan.
What are Mercury and Soldo used for?
Mercury: Business banking for startups. Open an account online in minutes. Soldo: Simplify spend management, liberate finance teams, and empower employees with controlled spending.
What does Mercury cost vs Soldo?
Mercury's cheapest paid plan is Mercury Plus at $35/mo flat, billed monthly; it also has a free plan. Soldo's cheapest paid plan is Standard at €21/mo, billed monthly. Prices read on the vendors' pricing pages, latest check Nov 5, 2026.
What's the main difference between Mercury and Soldo?
Mercury's main strength: no fees. Soldo's main strength: centralizes all company spending in one platform.
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