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Payhawk vs SAP Concur: Pricing and Ratings Compared (2026)

Entry prices and free plans as read on each vendor's pricing page, and user ratings as published on review sites, for Payhawk and SAP Concur side by side. This page compares data; it is not a hands-on review.

On the data: On the data below, Payhawk leads on higher user rating. We do not name an overall winner for this pair.

Data comparison compiled by Toolradar, not hand-reviewed Methodology
Data comparison 10,545 user reviews compared Pricing checked Nov 8, 2026

Short on time? Here's the quick answer

Based on published vendor pricing and features and on public review data, here's who should pick what:

Payhawk

AI-powered platform for expense management and financial coordination for global teams.

Best for you if:

  • • You want a tool that reduces manual effort in expense collection and processing

SAP Concur

Streamline spend management for travel, expense, and invoice on a single platform.

Best for you if:

  • • You want to streamline spend management for travel, expense, and invoice on a single platform
At a glance: Payhawk vs SAP Concur
At a Glance
Payhawk Payhawk
SAP Concur SAP Concur
Starts at
From $299/mo, billed monthly Travel plan
Not published
Category
Expense Management Finance
Expense Management Finance
Rating
4.5/5 G2 4.5 · Capterra 4.6 1,101 reviews 4.1/5 G2 4.0 · Capterra 4.3 9,444 reviews
Free plan
No No
Watch out for
n/a Premium support add-ons

Choose Payhawk or SAP Concur?

Payhawk

Choose Payhawk if

  • You want a tool that reduces manual effort in expense collection and processing
  • You want a tool that provides real-time transparency and control over all expenditures
SAP Concur

Choose SAP Concur if

  • You want to streamline spend management for travel, expense, and invoice on a single platform

In-Depth Analysis

Payhawk Payhawk

AI-powered platform for expense management and financial coordination for global teams.

Fair value

The 'Payhawk Complete' tier, requiring contact for pricing, suggests a premium offering for larger enterprises.

Strengths

  • Pro: Reduces manual effort in expense collection and processing
  • Pro: Provides real-time transparency and control over all expenditures
  • Pro: Automates complex financial workflows like accounts payable and procurement
  • Pro: Accelerates month-end closing processes significantly
  • Pro: Offers high security standards and regulatory compliance

Weaknesses

  • Con: No explicit mention of a free trial or freemium model
  • Con: Requires integration with existing systems, which might have an initial setup effort
  • Con: Primarily targets larger, global teams, potentially less suited for very small businesses

Key features

AI-Agents for routine financial tasks Business accounts with IBANs and payments in 115+ currencies Visa debit and credit corporate cards with spend control and receipt capture Automated expense reporting with custom approvals and direct reimbursements Integrated business travel planning and booking Automated accounts payable with multi-level approvals and global invoice payments

SAP Concur SAP Concur

Streamline spend management for travel, expense, and invoice on a single platform.

Good value

The lack of transparent pricing for Concur Expense, Concur Travel, and the Enterprise Suite suggests a premium offering.

Watch out

Premium support add-ons

Strengths

  • Pro: Expense management
  • Pro: Travel booking
  • Pro: Enterprise ready
  • Pro: Good integrations
  • Pro: Industry standard

Weaknesses

  • Con: Expensive
  • Con: UI dated
  • Con: Complex setup
  • Con: Learning curve
  • Con: Better modern alternatives

Key features

Travel and expense Invoice management Travel booking Expense reporting Compliance Analytics

Plans and prices: Payhawk vs SAP Concur

Plans and prices of Payhawk and SAP Concur, as read on each vendor's pricing page. Each plan keeps its own billing unit.
Tool Plans and prices Source
Payhawk
  • Travel: $299/mo, billed monthly
  • Cards & Expenses: $449/mo, billed monthly
  • Accounts Payable: $349/mo, billed monthly
  • Procurement: $499/mo, billed monthly
payhawk.com/pricing read Nov 8, 2026
SAP Concur
  • Concur Expense: Custom pricing
  • Concur Travel: Custom pricing
  • Enterprise Suite: Custom pricing
concur.com read Oct 15, 2026

Prices as read on each vendor's own pricing page on the date shown. Plans are listed per tool and are not matched against the other tool's plans: a plan name or price in one column says nothing about the same row in the other. Details on Payhawk pricing and SAP Concur pricing.

Key Takeaways

Payhawk

  • Higher user rating: 4.5/5 vs 4.1/5

SAP Concur

  • Choose SAP Concur if you want to streamline spend management for travel, expense, and invoice on a single platform

What the data shows

On the data below, Payhawk leads on higher user rating. We do not name an overall winner for this pair.

  • Payhawk has the higher user rating (4.5/5 from 1,101 reviews for Payhawk, 4.1/5 from 9,444 reviews for SAP Concur).
  • Payhawk starts at $299/mo, billed monthly; SAP Concur has no public paid plan price on file.

Criteria: user rating (only above 20 reviews on both sides, gap of 0.2 or more), entry price (only on the same billing basis), free plan. How we rate

Frequently Asked Questions

How do Payhawk and SAP Concur compare in 2026?

On the data below, Payhawk leads on higher user rating. We do not name an overall winner for this pair. Payhawk has the higher user rating (4.5/5 from 1,101 reviews for Payhawk, 4.1/5 from 9,444 reviews for SAP Concur). Payhawk starts at $299/mo, billed monthly; SAP Concur has no public paid plan price on file.

What are Payhawk and SAP Concur used for?

Payhawk: AI-powered platform for expense management and financial coordination for global teams. SAP Concur: Streamline spend management for travel, expense, and invoice on a single platform.

What does Payhawk cost vs SAP Concur?

Payhawk's cheapest paid plan is Travel at $299/mo, billed monthly. SAP Concur has no public paid-plan price on file. Prices read on the vendors' pricing pages, latest check Nov 8, 2026.

What's the main difference between Payhawk and SAP Concur?

Payhawk's main strength: reduces manual effort in expense collection and processing. SAP Concur's main strength: expense management.

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