Skip to content
Payhawk logo

Payhawk Pricing 2026

Plans, hidden costs, and cheaper alternatives compared

Is Payhawk worth the price?

65/10

Payhawk's pricing appears expensive for smaller businesses, with the 'Growth-Programm' at $149/Monat (approx.

$160.05/month USD) offering limited details beyond a preferential price. The 'Payhawk Complete' tier, requiring contact for pricing, suggests a premium offering for larger enterprises.

This structure is best suited for established mid-market to large global teams needing comprehensive financial coordination.

Pricing Plans

Growth-Programm

$149/Monat

  • Payhawk for 24 months at a preferential price

Payhawk Complete

Contact us

  • Manage company cards, invoice payments, and procure-to-pay processes
  • Fully integrated with ERP and HR systems
  • Includes complete AI Office Of The CFO package (Financial Controller Agent, Travel Agent, Procurement Agent, Payments Agent)
  • Travel orchestration (booking to accounting)
  • Cards & Expenses automation (card policies, expense rules, expense reports)
  • Bill Payments management (invoices, workflows, supplier payments)
  • Procure to Pay simplification (purchase to payment)
  • Intelligent, flexibly configurable approval workflows and individual request capture
  • Unlimited employee access, card transactions, and document processing
  • Live connections to Xero, QBO, Exact Online, and unlimited, freely definable exports
  • Over 50 HRIS integrations (Hibob, Deel, Personio, BambooHR, etc.)
  • AI-powered data extraction in over 65 languages
  • Central multi-entity environment with consolidated master data and uniform settings
  • SSO / SAML for Okta, Microsoft Entra, GSuite, JumpCloud, etc.
  • Industry-leading security standards (PCI DSS Level 1, ISO 27001, SOC 2)

Hidden Costs & Gotchas

Custom pricing for 'Complete' tier likely high.

Potential per-user fees not explicitly stated.

Currency conversion for 'Monat' pricing.

Which Plan Do You Need?

Global teams needing expense automation

Companies with complex ERP/HR integrations

Businesses seeking AI-powered financial agents

How Payhawk Compares to Competitors

Compared to Brex, which offers free core expense management, Payhawk's $160.05/month entry point is significantly higher. Ramp also provides free expense management, making Payhawk's 'Growth-Programm' seem less competitive for basic needs, positioning it more against enterprise solutions like SAP Concur for comprehensive features.

Payhawk Pricing FAQ

How much does Payhawk cost?

Payhawk starts at $160.05/month on the Growth-Programm plan.

Does Payhawk have a free plan?

Payhawk does not offer a permanent free plan. Paid plans are required from day one.

Cheaper alternatives to Payhawk

Direct competitors with similar features. Many offer free tiers or lower per-seat pricing.