Baselane Pricing 2026
Plans, costs, and free options for Baselane
Last updated: February 3, 2026
TL;DR: Baselane Pricing
Pricing Model
Freemium
Starting Price
$20/month
Free Option
Yes ✓
Freemium
Pricing Model
Baselane offers a free tier with basic features, plus paid plans for users who need more advanced functionality.
Free Tier Available
Basic features included at no cost
Paid Upgrades
Premium features with paid plans
Free trial available (30 days)
Available Plans
Core
$0/month
- Unlimited checking & savings accounts
- Up to APY on savings
- Physical & virtual debit cards with spend controls
- FDIC insurance
- Property-level income & expense tracking
- Accountant tax package & Schedule E reports
- +1 more features
Smart
$20/month
- All Core features
- Advanced auto-tag rules
- AI auto-transaction tagging to properties & Schedule E categories
- AI auto-receipt matching & storage
- Automated transfers for low account balances
- Custom expense and income categories
- +3 more features
Baselane Pricing FAQ
How much does Baselane cost?
Baselane offers the following plans: Core ($0/month), Smart ($20/month). A free tier is available. A 30-day free trial is offered.
Is there a free version of Baselane?
Yes, Baselane offers a free tier with basic features. Upgrade to a paid plan for more functionality.
Does Baselane offer a free trial?
Yes, Baselane offers a 30-day free trial so you can test before committing.
How much does Baselane cost?
Baselane offers free banking services with no hidden fees, monthly fees, or minimum balance requirements. Rent collection is also free. Some services within its marketplace, such as legal services or specific loan products, may incur costs from third-party providers.
Is Baselane free?
Yes, Baselane offers free banking, bookkeeping, and rent collection services. There are no account fees or minimum balances for its core banking features. Tenant screening is also provided for free.