Bluevine uses custom pricing.
Verified Sep 2026 from the official pricing page.
Is Bluevine worth the price?
Bluevine's 'Standard' tier is exceptionally generous, offering a free business banking account with a competitive 1.3% APY and no monthly fees, which is rare in the market.
The 'Plus' and 'Premier' tiers lack transparency with 'Contact us' pricing, making it difficult to assess their value. This pricing model is best for small businesses and startups prioritizing cost-effective banking with good interest rates.
Pricing Plans
Standard
Free
- 1.3% APY for eligible customers
- No monthly fees
- Unlimited transactions
- Free standard ACH
- FDIC insurance up to $3M
Plus
Contact us
- Up to 3.0% APY
- Discounts on most Standard payment fees
Premier
Contact us
- Up to 3.0% APY
- Discounts on most Standard payment fees
Hidden Costs & Gotchas
Overage fees for non-standard transactions
How Bluevine compares
3 of 3 direct competitors offer a free plan.
Bluevine Pricing FAQ
How much does Bluevine cost?
Bluevine uses custom pricing. Contact Bluevine directly for a quote based on your team size and requirements.
Does Bluevine have a free plan?
Yes. Bluevine offers a free plan called "Standard". It includes: 1.3% APY for eligible customers, No monthly fees, Unlimited transactions.
What are alternatives to Bluevine?
Alternatives to Bluevine include Mercury, Novo, Brex. Mercury starts at $20/month; Brex starts at $12/user/month.
Bluevine alternatives
Direct competitors. Starting prices match the table above.
Sources
- Official Bluevine pricing — bluevine.com/#pricing (verified Sep 2026)
- Cite this data: Toolradar, Bluevine pricing verified Sep 2026, toolradar.com/tools/bluevine/pricing

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