Is Bluevine worth the price?
Bluevine's 'Standard' tier is exceptionally generous, offering a free business banking account with a competitive 1.3% APY and no monthly fees, which is rare in the market.
The 'Plus' and 'Premier' tiers lack transparency with 'Contact us' pricing, making it difficult to assess their value. This pricing model is best for small businesses and startups prioritizing cost-effective banking with good interest rates.
Pricing Plans
Standard
Free
- 1.3% APY for eligible customers
- No monthly fees
- Unlimited transactions
- Free standard ACH
- FDIC insurance up to $3M
Plus
Contact us
- Up to 3.0% APY
- Discounts on most Standard payment fees
Premier
Contact us
- Up to 3.0% APY
- Discounts on most Standard payment fees
Hidden Costs & Gotchas
Potential fees for 'Plus'/'Premier' tiers
Overage fees for non-standard transactions
Fees for wire transfers or international payments
Which Plan Do You Need?
Small businesses seeking free banking
Startups needing high APY
Businesses with frequent transactions
How Bluevine Compares to Competitors
Compared to Mercury, which also offers free business banking but typically lower APY on checking, Bluevine's 1.3% APY on its 'Standard' tier is a significant advantage. While Novo also provides free business checking, Bluevine's explicit APY offering makes it more attractive for earning interest on balances.
Bluevine Pricing FAQ
How much does Bluevine cost?
Bluevine uses custom pricing. Contact Bluevine directly for a quote based on your team size and requirements.
Does Bluevine have a free plan?
Yes. Bluevine offers a free plan called "Standard". It includes: 1.3% APY for eligible customers, No monthly fees, Unlimited transactions.
Is there a cheaper alternative to Bluevine?
Yes. Popular alternatives to Bluevine include Mercury, Novo, Brex. Free alternatives include Mercury, Novo, Brex. Compare them side-by-side on Toolradar.
Cheaper alternatives to Bluevine
3 of 3 direct competitors below offer a free plan. Per-seat pricing varies up to 60% across this set.
