PayPal Pricing Calculator
Estimate your monthly and annual cost for PayPal based on team size. Compare 5 plans side-by-side, then jump straight to cheaper alternatives if the total looks high.
- PayPal Checkout
- Guest Checkout
- Pay with Venmo
- US merchant accounts, July 15 2026 fee table
- Standard credit and debit cards
- Apple Pay and other third-party wallets on invoices
- QR code transactions
- Third-party integrator QR is 2.29% + $0.09
- PayPal Pay Later options
- Invoice Subscription Service
- $14.99/mo plus the per-transaction rates above
PayPal pricing FAQ
How much does PayPal cost?
PayPal offers 5 plans. The lowest paid tier starts at $14.99/month. Use the calculator above to estimate your total monthly and annual cost based on team size, or read our PayPal pricing breakdown for hidden costs.
Is the PayPal pricing calculator accurate?
The calculator uses PayPal's published list prices. Final pricing may include taxes, regional adjustments, annual discounts, or volume negotiation not reflected here. Verify the final number with PayPal before purchase.
Are there cheaper alternatives to PayPal?
Yes. Toolradar tracks direct competitors that solve the same problem at a different price point. See our PayPal alternatives page for side-by-side cost comparisons, or browse our best finance ranking.
Methodology. Plan data is parsed from PayPal's public pricing page and refreshed by Toolradar editors. Figures are estimates: PayPal pricing can change, may include taxes, regional adjustments, or volume discounts not reflected here. Toolradar receives no commission from PayPal; our editorial policy explains how we stay independent. Always verify final pricing with PayPal before purchase.