Bloxley vs Cilantro: Pricing and Ratings Compared (2026)
Entry prices and free plans as read on each vendor's pricing page, and user ratings as published on review sites, for Bloxley and Cilantro side by side. This page compares data; it is not a hands-on review.
On the data: On the data below, Bloxley leads on a free plan. We do not name an overall winner for this pair.
Short on time? Here's the quick answer
Based on published vendor pricing and features and on public review data, here's who should pick what:
Bloxley
Wings for your money: Empower your finances with an all-in-one smart banking app.
Best for you if:
- • You want a free tier before you commit
Cilantro
Effortlessly track finances, detect anomalies, and manage shared accounts
Best for you if:
- • You want eliminates the need for manual budgeting and transaction tagging
| At a Glance | Bloxley | Cilantro |
|---|---|---|
Starts at | Free plan, paid from $2.99/mo, billed monthly Plus plan | From $5.83/mo, billed yearly Annual plan |
Category | Finance Personal Finance | Personal Finance Finance |
Rating | n/a | n/a |
Free plan | Yes | No |
Watch out for | n/a | Monthly plan is 54% more expensive than annual. |
Choose Bloxley or Cilantro?
Choose Bloxley if
- You want a free tier before you commit
- You want offers a free basic plan with essential features
- You want includes an innovative AI assistant for managing finances through conversation
- You work in finance, not personal finance
Choose Cilantro if
- You want eliminates the need for manual budgeting and transaction tagging
- You want provides proactive alerts for significant financial changes
- You work in personal finance, not finance
In-Depth Analysis
Bloxley
Wings for your money: Empower your finances with an all-in-one smart banking app.
Bloxley's pricing is quite generous, especially with a robust free tier.
Strengths
- Pro: Offers a free basic plan with essential features.
- Pro: Includes an innovative AI assistant for managing finances through conversation.
- Pro: Provides strong security measures, including NCUA insurance and advanced fraud detection.
- Pro: Supports global money transfers and offers discounts on international transfers for higher tiers.
- Pro: User-friendly interface designed for comprehensive money management.
Weaknesses
- Con: Many advanced features and higher cash withdrawal limits are locked behind paid memberships.
- Con: Some features, like Pro Analytics and Money Penny, are listed as "Coming Soon" for all plans.
- Con: Limited availability, currently supporting Canada, Germany, UAE, and the US.
Key features
Cilantro
Effortlessly track finances, detect anomalies, and manage shared accounts
Cilantro's pricing is fair, especially the Annual plan at $69.99/year ($5.83/month equivalent), which offers a significant discount over the Monthly plan's $8.99/month.
Watch out
Monthly plan is 54% more expensive than annual.
Strengths
- Pro: Eliminates the need for manual budgeting and transaction tagging.
- Pro: Provides proactive alerts for significant financial changes.
- Pro: Offers a seamless experience for couples to manage joint finances while respecting individual privacy.
- Pro: Strong commitment to user privacy with no ads, data sales, or tracking cookies.
- Pro: Intuitive interface with plain-English answers to spending questions.
Weaknesses
- Con: No free tier available beyond a 7-day preview.
- Con: Only available on iOS (iPhone).
- Con: Cannot move money or initiate transactions, only reads data.
Key features
Plans and prices: Bloxley vs Cilantro
| Tool | Plans and prices | Source |
|---|---|---|
| Bloxley |
| bloxley.com/premium read Oct 5, 2026 |
| Cilantro |
| cilantro.highloop.co/pricing read Oct 7, 2026 |
Prices as read on each vendor's own pricing page on the date shown. Plans are listed per tool and are not matched against the other tool's plans: a plan name or price in one column says nothing about the same row in the other. Details on Bloxley pricing and Cilantro pricing.
Key Takeaways
Bloxley
- Has a free plan
Cilantro
- Choose if you want effortlessly track finances, detect anomalies, and manage shared accounts
What the data shows
On the data below, Bloxley leads on a free plan. We do not name an overall winner for this pair.
- Entry prices are not ranked, they are charged on different bases: Bloxley $2.99/mo, billed monthly; Cilantro $5.83/mo, billed yearly.
- Only Bloxley has a free plan.
Criteria: user rating (only above 20 reviews on both sides, gap of 0.2 or more), entry price (only on the same billing basis), free plan. How we rate
Frequently Asked Questions
How do Bloxley and Cilantro compare in 2026?
On the data below, Bloxley leads on a free plan. We do not name an overall winner for this pair. Entry prices are not ranked, they are charged on different bases: Bloxley $2.99/mo, billed monthly; Cilantro $5.83/mo, billed yearly. Only Bloxley has a free plan.
What are Bloxley and Cilantro used for?
Bloxley: Wings for your money: Empower your finances with an all-in-one smart banking app. Cilantro: Effortlessly track finances, detect anomalies, and manage shared accounts.
What does Bloxley cost vs Cilantro?
Bloxley's cheapest paid plan is Plus at $2.99/mo, billed monthly; it also has a free plan. Cilantro's cheapest paid plan is Annual at $5.83/mo, billed yearly. Prices read on the vendors' pricing pages, latest check Oct 7, 2026.
What's the main difference between Bloxley and Cilantro?
Bloxley's main strength: offers a free basic plan with essential features. Cilantro's main strength: eliminates the need for manual budgeting and transaction tagging.