Cilantro
Claim this toolEffortlessly track finances, detect anomalies, and manage shared accounts
From $5.83/mo, billed yearly, free trial Visit WebsiteThe Bottom Line
- Price
- From $5.83/mo, billed yearly, free trial. Compare plans
Key facts
- Automatically tracks financial changes without manual budgeting or tagging.
- Highlights unusual charges, subscription increases, and auto-detects travel spending.
- Designed for individuals and couples with secure, read-only bank connections.
Pros
- Eliminates the need for manual budgeting and transaction tagging.
- Provides proactive alerts for significant financial changes.
- Offers a seamless experience for couples to manage joint finances while respecting individual privacy.
- Strong commitment to user privacy with no ads, data sales, or tracking cookies.
- Intuitive interface with plain-English answers to spending questions.
Cons
- No free tier available beyond a 7-day preview.
- Only available on iOS (iPhone).
- Cannot move money or initiate transactions, only reads data.
What is Cilantro?
Key Features
- Unified view of all connected accounts (checking, savings, credit cards)
- Upcoming bills and subscription renewal tracking
- Anomaly alerts for unusual charges, new merchants, and possible duplicates
- Subscription radar to spot recurring bills and price increases
- Auto-detected trip recaps with total spending across multiple cards and currencies
- Plain-English Q&A for spending inquiries with native charts
- Household sharing with partner while maintaining private account privacy
- Read-only bank connections for security
Pricing Plans
Free TrialPricing checked Oct 7, 2026. Source: cilantro.highloop.co/pricing, read Oct 7, 2026
| Plan | Price | Details |
|---|---|---|
| Annual | $69.99 / yr | |
| Monthly | $8.99 / mo |
Included in all plans
- Both your accounts in one view
- Upcoming bills, renewals & recent-change tracking
- Anomaly & unusual-charge alerts
- Subscription radar & price-change tracking
- Auto-detected trip recaps
- Plain-English Q&A about your spending
- Household sharing
- Unlimited bank connections
- iCloud-private push notifications
- Email support from a real human
Is Cilantro worth the price?
Cilantro's pricing is fair, especially the Annual plan at $69.99/year ($5.83/month equivalent), which offers a significant discount over the Monthly plan's $8.99/month.
Given the comprehensive feature set, including anomaly alerts and subscription tracking, it presents good value for users seeking detailed financial insights without manual budgeting. It's best for individuals or households prioritizing automated financial tracking and insights over manual categorization.
Hidden Costs & Gotchas
Monthly plan is 54% more expensive than annual.
No explicit mention of multi-user pricing beyond 'household sharing'.
How Cilantro's pricing compares
At $5.83/mo, billed yearly, Cilantro is the most affordable of its 2 comparable direct competitors.
Not ranked, different unit or currency: Moneytor ₪49/mo, billed yearly; ARKAD Wallet €2.49/mo, billed monthly; Bloxley $2.99/mo, billed monthly.
Entry paid plan, monthly price, billed yearly. Pricing checked Oct 7, 2026.
Cilantro by the numbers
Toolradar data: Cilantro's entry paid plan ($5.83/mo, billed yearly) ranks #9 of 24 for price among the Personal Finance tools with a verified entry price and no stated unit, where the median is $8.12/mo. As of Nov 2026.
| Metric | Cilantro | Peer median | Position (1 is best) |
|---|---|---|---|
| Entry paid plan | $5.83/mo, billed yearly | $8.12/mo | #9 of 24 tools with no stated price unit, verified price |
| Free plan | No | 64% have one | n/a |
Each position is counted among the tools that have data for that row, as noted under it. A lower entry price ranks higher; prices are read on vendor pages and compared only with tools priced on the same basis. All Personal Finance data · How we compute this. Advertising and placement fees are not inputs to any position.
Cite this: Toolradar, “Cilantro by the numbers”, Nov 2026.
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Cilantro FAQ
How does Cilantro help couples manage their finances?
What kind of user is Cilantro best suited for?
How does Cilantro compare to Copilot Money?
What are the main limitations of using Cilantro?
How is Cilantro priced?
Can Cilantro help me understand my travel spending?
Does Cilantro offer any privacy safeguards for my financial data?
How does Cilantro pricing compare with other Personal Finance tools?
Source: cilantro.highloop.co