GnuCash
UnclaimedPersonal and small-business financial-accounting software for tracking income, expenses, stocks, and more.
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198 reviews trackedThe Bottom Line
Entry price
Free, no paid tier
Biggest pro
Completely free and open-source under GNU GPL.
Biggest con
Experimental SQL database support may lead to data loss in corner cases.
TL;DR - GnuCash
- Free, open-source personal and small-business accounting software.
- Uses double-entry accounting for balanced books and accurate reports.
- Tracks bank accounts, stocks, income, expenses, and offers invoicing and budgeting.
Pricing: Free forever
Best for: Individuals & startups
4.4/5 across review platforms
What is GnuCash?
GnuCash is a free, open-source financial-accounting software designed for both personal and small-business use. It allows users to track bank accounts, stocks, income, and expenses with a checkbook-style register interface. Built on professional accounting principles, it ensures balanced books and accurate reports through its double-entry accounting system.
The software provides a comprehensive suite of features including scheduled transactions, customizable reports and graphs (like Balance Sheet and Profit & Loss), and account reconciliation to match transactions against bank statements. For small businesses, it offers customer and vendor tracking, invoicing, bill payment, and budget management. It also supports multiple currencies and online stock/mutual fund quotes.
GnuCash is multiplatform, running on GNU/Linux, BSD, Solaris, Mac OS X, and Microsoft Windows. It supports importing QIF and OFX files from other financial software and even HBCI for German users. Developed and maintained entirely by volunteers, it is freely licensed under the GNU GPL, making it an accessible and robust solution for managing finances.
Available on: Linux, Windows, macOS
Pros & Cons
Pros
- Completely free and open-source under GNU GPL.
- Utilizes professional double-entry accounting for accuracy.
- Comprehensive features for both personal and small business finance management.
- Available across multiple operating systems.
- Supports import from other financial software and online banking protocols.
Cons
- Experimental SQL database support may lead to data loss in corner cases.
- Relies on volunteer development, which might affect update frequency or support response times.
- May have a steeper learning curve for users unfamiliar with double-entry accounting principles.
Ratings Across the Web
4.4(198 reviews)
Ratings aggregated from independent review platforms. Learn more
Key Features
Double-Entry AccountingCheckbook-Style RegisterScheduled TransactionsReports and Graphs (Barcharts, Piecharts, Scatter plots, Balance Sheet, Profit & Loss, Portfolio Valuation)Statement ReconciliationIncome/Expense Account Types (Categories)Small Business Accounting (Customer/Vendor tracking, Invoicing, Bill Payment, Budgeting)Multiple Currencies
Pricing Plans
Pricing checked Jun 17, 2026
Free
Free
- Personal and small-business financial-accounting software
- Track bank accounts, stocks, income and expenses
- Double-Entry Accounting
- Stock/Bond/Mutual Fund Accounts
- Small-Business Accounting
- Reports, Graphs
- QIF/OFX/HBCI Import, Transaction Matching
- Scheduled Transactions
Reviews
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4.4/5
Across 198 verified user reviews on SourceForge, Capterra, G2
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GnuCash FAQ
What specific operating systems are supported by GnuCash, and are there different versions for older OS releases?
GnuCash supports GNU/Linux, BSD, Solaris, Mac OS X, and Microsoft Windows. Specifically, version 3.11 is the last for Windows 7 and macOS 10.12 and earlier, while version 2.6.21 is the last for Windows XP/Vista and macOS X 10.8 and earlier, including PowerPC Macs.
How does GnuCash handle recurring financial transactions, and can they be adjusted if a due date changes?
GnuCash allows users to create highly customizable recurring transactions with options for amounts and timelines. An assistant that runs at startup enables scheduled transactions to be postponed without cancellation or early entry if due dates shift.
What options are available for storing GnuCash financial data, beyond the default file format?
While GnuCash defaults to storing data in an XML format, starting with version 2.4, financial data can also be stored in a SQL database using SQLite3, MySQL, or PostgreSQL. This database support is considered experimental but works for most common use cases.
Can GnuCash import financial data from other software or online banking services?
Yes, GnuCash can import Intuit® Quicken® QIF files using a dedicated assistant. It also supports the OFX (Open Financial Exchange) protocol for direct import from many banks and financial services, and the HBCI protocol for German users to download statements and initiate transfers.
What specific features does GnuCash offer for managing small business finances, beyond personal accounting?
For small businesses, GnuCash includes customer and vendor tracking, job management, invoicing, bill payment, and tax and billing terms. It also supports Accounts Receivable and Accounts Payable for payroll management and provides a tool for budget management.
How does GnuCash assist users in reconciling their accounts with bank statements, and what information is provided during this process?
GnuCash includes a reconcile tool that allows users to compare entered transactions against a bank statement. This tool displays running reconciled and cleared balances, making it easier to identify untracked transactions or data entry errors to ensure books match bank records.
Source: gnucash.org