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Cilantro Pricing 2026

Plans, hidden costs, and cheaper alternatives compared

Pricing verifiedJun 2026
2 plans tracked·Updated Jun 2026

Is Cilantro worth the price?

80/10

Cilantro's pricing is fair, especially the Annual plan at $69.99/year ($5.83/month equivalent), which offers a significant discount over the Monthly plan's $8.99/month.

Given the comprehensive feature set, including anomaly alerts and subscription tracking, it presents good value for users seeking detailed financial insights without manual budgeting. It's best for individuals or households prioritizing automated financial tracking and insights over manual categorization.

Pricing Plans

Free Trial

Annual

$69.99 / yr

Everything in all plans.

Monthly

$8.99 / mo

Everything in all plans.

Included in all plans

  • Both your accounts in one view
  • Upcoming bills, renewals & recent-change tracking
  • Anomaly & unusual-charge alerts
  • Subscription radar & price-change tracking
  • Auto-detected trip recaps
  • Plain-English Q&A about your spending
  • Household sharing
  • Unlimited bank connections

Hidden Costs & Gotchas

No free tier available, only a 7-day trial.

Monthly plan is 54% more expensive than annual.

No explicit mention of multi-user pricing beyond 'household sharing'.

Which Plan Do You Need?

Users avoiding manual budgeting

Households needing shared financial view

Individuals tracking subscriptions and changes

How Cilantro Compares to Competitors

Compared to Mint (free with ads) or YNAB ($14.99/month or $98.99/year), Cilantro's annual $69.99/year is competitively priced, offering a premium ad-free experience at a lower cost than YNAB, while providing more advanced features than basic free alternatives. Its focus on highlighting changes and anomalies differentiates it from purely budgeting-focused tools.

Cilantro Pricing FAQ

How much does Cilantro cost?

Cilantro starts at $5.83/month on the Annual plan. It offers 2 paid tiers ranging from $5.83/month up to $8.99/month.

Does Cilantro have a free plan?

Cilantro does not offer a permanent free plan. However, a free trial is available.

Does Cilantro offer a free trial?

Yes, Cilantro offers a free trial. No credit card is typically required to start the trial, though this may vary.

What is the cheapest Cilantro paid plan?

The cheapest paid plan for Cilantro is "Annual" at $5.83/month. Key features include: Both your accounts in one view, Upcoming bills, renewals & recent-change tracking, Anomaly & unusual-charge alerts.

Is there a cheaper alternative to Cilantro?

Yes. Popular alternatives to Cilantro include Copilot Money, cashcoach AI, ZenTrack, Finlingo. Free alternatives include cashcoach AI, ZenTrack, Finlingo. Compare them side-by-side on Toolradar.

Cheaper alternatives to Cilantro

5 of 6 direct competitors below offer a free plan. Per-seat pricing varies up to 60% across this set.