Divvy vs Found: Pricing and Ratings Compared (2026)
Entry prices and free plans as read on each vendor's pricing page, and user ratings as published on review sites, for Divvy and Found side by side. This page compares data; it is not a hands-on review.
On the data: On the data below the two are close or not directly comparable, so we do not name a winner for this pair.
Short on time? Here's the quick answer
Based on published vendor pricing and features and on public review data, here's who should pick what:
Divvy
Business expense management and corporate cards
Best for you if:
- • You want a fully free tool (Found requires payment)
Found
Smarter banking, bookkeeping, and tax management for small businesses and freelancers.
Best for you if:
- • You want consolidates banking, bookkeeping, invoicing, and tax management in one platform
| At a Glance | Divvy | Found |
|---|---|---|
Starts at | Free 100% free | Free plan, paid from $35/mo or $315/yr Found Plus plan |
Category | Finance Expense Management | Tax Software Accounting |
Rating | 4.5/5 G2 4.5 2,237 reviews | 4.5/5 G2 4.5 6 reviews |
Free plan | Yes | Yes |
Choose Divvy or Found?
Choose Divvy if
- You want a fully free tool (Found requires payment)
- You want free expense management
- You want corporate cards
- You work in finance, not tax software
Choose Found if
- You want consolidates banking, bookkeeping, invoicing, and tax management in one platform
- You want automates tax savings and expense tracking, simplifying tax preparation
- You work in tax software, not finance
In-Depth Analysis
Divvy
Business expense management and corporate cards
Divvy's pricing is exceptionally generous, offering a full-featured corporate card and expense management platform for free.
Strengths
- Pro: Free expense management
- Pro: Corporate cards
- Pro: Budget controls
- Pro: Good UI
- Pro: Bill.com owned
Weaknesses
- Con: US only
- Con: Credit line requirements
- Con: Limited international
- Con: Some features need upgrade
- Con: Rewards less than Ramp
Key features
Found
Smarter banking, bookkeeping, and tax management for small businesses and freelancers.
Found offers a very generous free tier, making it highly accessible for new freelancers and small businesses.
Strengths
- Pro: Consolidates banking, bookkeeping, invoicing, and tax management in one platform.
- Pro: Automates tax savings and expense tracking, simplifying tax preparation.
- Pro: Offers a free tier with essential business banking and bookkeeping features.
- Pro: Provides tools for contractor management, including W-9 collection and 1099 e-filing.
- Pro: AI assistant helps with financial queries and automates administrative tasks.
Weaknesses
- Con: Advanced features like higher APY, cash back, and unlimited custom rules are only available in paid plans.
- Con: Found Assistant is in beta and may make mistakes, requiring professional consultation for critical advice.
- Con: Found is a financial technology company, not a bank, with banking services provided by a partner bank.
Key features
Plans and prices: Divvy vs Found
| Tool | Plans and prices | Source |
|---|---|---|
| Divvy |
| divvy.co/pricing read Oct 4, 2026 |
| Found |
| found.com/pricing read Oct 26, 2026 |
Prices as read on each vendor's own pricing page on the date shown. Plans are listed per tool and are not matched against the other tool's plans: a plan name or price in one column says nothing about the same row in the other. Details on Divvy pricing and Found pricing.
Key Takeaways
Divvy
- Choose if you want business expense management and corporate cards
Found
- Choose if you want smarter banking, bookkeeping, and tax management for small businesses and freelancers
What the data shows
On the data below the two are close or not directly comparable, so we do not name a winner for this pair.
- User ratings rest on too few reviews to rank (4.5/5 from 2,237 reviews for Divvy, 4.5/5 from 6 reviews for Found; we compare ratings only above 20 reviews on both sides).
- Found starts at $35/mo or $315/yr; Divvy has no public paid plan price on file.
- Both have a free plan.
Criteria: user rating (only above 20 reviews on both sides, gap of 0.2 or more), entry price (only on the same billing basis), free plan. How we rate
Frequently Asked Questions
How do Divvy and Found compare in 2026?
On the data below the two are close or not directly comparable, so we do not name a winner for this pair. User ratings rest on too few reviews to rank (4.5/5 from 2,237 reviews for Divvy, 4.5/5 from 6 reviews for Found; we compare ratings only above 20 reviews on both sides). Found starts at $35/mo or $315/yr; Divvy has no public paid plan price on file. Both have a free plan.
What are Divvy and Found used for?
Divvy: Business expense management and corporate cards. Found: Smarter banking, bookkeeping, and tax management for small businesses and freelancers.
What does Divvy cost vs Found?
Divvy is free. Found's cheapest paid plan is Found Plus at $35/mo or $315/yr; it also has a free plan. Prices read on the vendors' pricing pages, latest check Oct 26, 2026.
What's the main difference between Divvy and Found?
Divvy's main strength: free expense management. Found's main strength: consolidates banking, bookkeeping, invoicing, and tax management in one platform.